A home insurance policy is both a safety net and peace of mind for when the unexpected strikes. A strong policy can offer assistance for : 

• Fire
• Theft
• Certain Natural disasters
• Liability claims
• ... and more

With this a Chubb home insurance policy, you can enjoy peace of mind knowing your assets and financial future are protected. 

Chubb home insurance provides protection tailored to fit your needs. Their policies are designed to safeguard what matters most, offering reliable coverage with a focus on customization and clarity.  

Here’s a list of what Chubb offers for home insurance, including standard coverage and additional options you can purchase: 

• Dwelling Coverage: Protects the structure of your home in the event of damage from covered perils, such as fire or severe weather.
• Personal Property Coverage: Covers your belongings, such as furniture, electronics, and clothing, against theft or damage.
• Liability Protection: Offers financial protection if someone is injured on your property or if you accidentally cause damage to someone else’s property.
• Loss of Use Coverage: Pays for temporary living expenses if your home becomes uninhabitable due to a covered loss.
• Extended Replacement Coverage: Provides additional coverage to rebuild your home if repair costs exceed your policy limits. **
• Water Backup Coverage: Covers damage caused by backed-up drains or sump pump failure. **
• Equipment Breakdown Coverage: Protects against mechanical or electrical breakdown of appliances, HVAC systems, and more. **

Keep in mind that these descriptions are meant to be general in nature to show you what Chubb offers and may be subject to policy terms.  

When you work with Goosehead, however, our agents are able to explain these coverages and find offerings that work for your situation and budget. 

** Optional coverage

Chubb calculates home insurance premiums based on several factors, including: 

• Home Location: Certain homes may be in higher theft areas or see frequent natural disasters.
• Rebuild Costs: Insurers don't look at your home's value so much as they do the cost it takes to rebuild your home when it's damaged. This can be influenced by luxury features, materials, square footage, etc.
• Coverage Limits: Higher coverage limits and add-ons will increase your premium, but offer more protection.
• Deductibles: What you select as your deductible will influence your rates.
• Claims History: A history of claims may affect your rate.
• Credit Score: A strong credit score reflects financial responsibility and can help reduce insurance premiums.

There may be other rating factors, but these are the most common ones used in calculating premiums.

Chubb offers several ways to save on your home insurance policy: 

• Bundling Discounts: Combine home and auto insurance policies for savings.
• Safety Features: Install security systems, smoke detectors, and other protective devices to lower your premium.
• No-Claims Discount: Receive discounts for maintaining a claims-free history.

Goosehead simplifies the home insurance process by connecting you with top carriers like Chubb, ensuring you get the best coverage at the right price. With a focus on transparency and support, Goosehead makes finding and managing your home insurance easy.  

Here’s why homeowners trust us: 

• Wide Comparisons: We compare Chubb’s policy options to make sure a Chubb policy is the right fit for your situation.
• Expert Guidance: Our agents provide expert advice, local expertise, and personalized recommendations for your area and situation.
• Simple Process: Get quotes and customize your policy quickly and easily.
• Excellent Service: Enjoy top-notch service from a dedicated team ready to address your needs.