Disaster can strike at any moment, which is why a home insurance policy helps you stay prepared for when it does. Insurance helps offer financial support for events such as: 

• Fire
• Theft
• Natural disasters
• Liability claims
• And more 

Not only does home insurance help cover the rebuild or repair costs, it offer assistance if your personal belongings are also damaged as a result of a covered incident.

With a Progressive home insurance policy, you can enjoy peace of mind knowing your assets and financial stability are secure.  

Progressive offers insurance for a wide variety of situations, but if you’re on the hunt for home insurance to start, here’s some of what Progressive offers, including standard coverage and optional addons: 

• Dwelling Coverage: Protects the structure of your home, including walls, roof, and foundation.
• Personal Property Coverage: Covers your belongings, such as furniture, appliances, and clothing.
• Liability Coverage: Protects you from financial loss if someone is injured on your property or if you accidentally damage someone else’s property.
• Loss of Use Coverage: Offers financial assistance if you’re unable to stay in your home while repairs are made due to a covered loss.
• Extended Replacement Cost: Pays to repair or rebuild your home, even if costs exceed policy limits due to unexpected construction expenses. **
• Water Backup: Covers damage caused by water backing up through sewers, drains, or sump pumps. **
• Personal Injury: Handles incidents involving injuries caused by negligence, including car accidents, slip and falls, medical malpractice, and workplace injuries. **

This list includes standard options for home insurance as well as optional coverage you can add to your policy.  

This isn’t a full list of every option Progressive offers, and the descriptions are general in nature to give you an understanding of what they cover. 

Goosehead Insurance works with you to learn your situation in order to craft a custom policy that fits your needs. 

** = Optional coverage that you can add to your policy

There are several rating factors that go into the price of your Progressive home insurance premium. Some prominent factors are: 

• Location: Your premium will vary whether you have a home near the coast, in areas of high crime rates, located near the woods, or are close to emergency services.
• Home type, features, and materials: Construction features, materials, home build, and square footage matter when calculating repair costs.
• Roof construction: Progressive looks at the state of your roof and its condition when calculating a premium.
• Prior Claims: Those with a history of claims, however big or small, are riskier to insure.
• Coverage & Deductible Amount: What you select to have on your coverage and what you choose to pay for your deductible impact your premium.

Goosehead will do the comparison work for you to see how Progressive stacks up, making sure you get competitive rates.

Just like any other carrier, Progressive has discounts available or specific ways you can save. Some common tactics include: 

• Bundling Discounts: Save by combining home and auto insurance policies.
• Quote in advance: If you ask for a new quote 10 days before your policy renews, you may find a better rate.
• Safety and alarm discounts: Homeowners may qualify for discounts if they install anti-theft or fire detection devices. 

There may be some more specific or location based discounts, so be sure to ask your Goosehead agents about all possibilities and they can find the discounts you qualify for.

Goosehead Insurance simplifies the process of finding the best home insurance policy with Progressive. Here’s why homeowners trust Goosehead Insurance:  

• Comprehensive Comparisons: We compare Progressive's options to find the best fit for you.
• Expert Guidance: Our agents provide personalized advice and support every step of the way.
• Streamlined Process: Get your policy quickly and hassle-free.
• Unmatched Service: Receive reliable support and assistance whenever you need it.