New Client: 833-779-4090
© 2026, Goosehead Insurance Agency, LLC. All rights reserved. Goosehead is a full service property and casualty insurance agency. Coverage may not be bound, changed, or confirmed via the internet. You must speak directly with a licensed representative. Discounts may vary by insurance provider and state. Click here to see a list of our corporate office license numbers.
Disclaimer: This information is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for informational purposes only. We will not offer you a franchise unless we have complied with applicable pre-sale registration and disclosure documents in your state. Currently, the following states regulate the offer and sale of franchises: California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Rhode Island, South Dakota, Virginia, Washington, and Wisconsin. Within the U.S.A., we offer franchises solely by means of our Franchise Disclosure Document (FDD). There are also countries outside the U.S.A. that have laws governing the offer and sale of franchises. If you are a resident of one of these states or countries, we will not offer you a franchise unless and until we have complied with pre-sale registration and disclosure requirements that apply in your jurisdiction.
Goosehead finds the best coverage and cost options to fit your needs.
A declarations page, also sometimes referred to as a “dec page,” is a page from your insurance policy that sums up your policy coverage.
When it comes to car insurance, most people want quick and inexpensive. In many cases, getting the absolute lowest price involves dropping important coverages. However, there are some ways that you can reduce the cost of your car insurance without changing coverage, like with telematics. By enrolling in a telematics program, drivers can earn a discount by sharing information about their driving habits with their insurance provider.
Telematics is a general term used to describe a type of technology that monitors a driver’s habits in order to provide them with a more favorable rate. Typically, an insurance company will either require participants to install an app on their mobile device or plug a device into the vehicle’s diagnostic port to monitor driving activities. Most companies will monitor activities such as aggressive acceleration and deceleration, as well as the time of day the user is driving. Companies will often give a discounted rate for the first term that telematics is applied, monitor your driving for the duration of the first term, then adjust that rate depending on your activity.
There are several factors that telematics monitors that can increase or decrease your rate:
If you align with the favorable end of the above driving habits, you’re likely a great candidate to try telematics. Maintaining good driving habits while participating in a telematics program will typically yield added discounts. Even if you feel that you’re not be the smoothest driver, you can still opt to try telematics for an initial discount on your first term.
Some drivers are apprehensive about trying telematics simply because they are concerned about privacy. Telematics programs will have access to far less data than a normal cell phone, and it is less concerned with where you’re driving and more concerned with how and when you’re driving. You should base your decision on if you feel that your driving style will play to your advantage or not.
Reach out to your insurance agent to review your policy and decide whether discount programs like telematics are right for you.
The contents of this article are meant as general information to help you understand personal lines insurance and not specific to a particular policy. Policies, coverages and discounts can vary by state and insurance carrier. To understand your coverage, you should speak directly with a licensed insurance agent or read your full policy contract. Call your agent or contact us at (833) 779-4090.
Summer is here, and while it's the season for road trips and beach outings, it's also a time when certain misconceptions about driving can lead to unnecessary risks. To help you stay safe and informed, we've collaborated with insurance experts to debunk five common myths about summer driving. Myth 1: Cars Don't Overheat in Summer Anymore.