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Phillip Cothran Jr.

License #: 0J00628
star star star star star (260 Reviews)
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About Phillip
Phillip Cothran Jr. is an agent with Goosehead Insurance located in Fontana,  CA. Phillip  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Phillip is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Phillip and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: CA
8285 Sierra Avenue, Ste. 108
Fontana, CA 92335
Languages spoken:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
Homeowners Insurance 101
After looking at dozens of houses you found a property you love. You’ve managed to come up with a down payment, get approved by a lender, and started wrapping your knick knacks in newspaper. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to cover injury to others, legal fees and litigation, excessive property damage, and more. Relatively cheap, it can give you protection from a sudden and serious situation. 
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 260
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Tina W., Sep, 20 2023
Phillip is a caring and personable person who is extremely helpful.
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Jose C., Sep, 11 2023
We were so happy that Phillip was able to quickly obtain a policy for the home we rent out. His friendly help and guidance is refreshing. We’re glad to have met with him during our time of need.
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Yolanda E., Sep, 07 2023
Great customer service, fast response to all my questions
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Stacy K., Sep, 06 2023
Kind, informative, quick service
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Joshua D., Sep, 04 2023
Philip Cothran Jr was so detail and helpful in this process. He was professional to work with and was able to get us a plan that fit our needs and for a fair price. I felt like he was on my side and that is rare. Will definitely be recommending him as a agent to all my friends.
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Ruben C., Aug, 24 2023
He is great at his job
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Nithin J., Aug, 18 2023
Quick and effective communication. Easy to setup.
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Jared G., Aug, 08 2023
Fast and efficient rental insurance
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Dustin O., Jul, 23 2023
Saved me $3000 by switching over from farmers
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Tara H., Apr, 29 2023
Ease of transaction and all I had to do was pick the quote, the rest was done for me!
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Ragenia R., Mar, 29 2023
Kindness and explanation of the policy made me feel really good about the whole process
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Eduardo B., Mar, 16 2023
Big Savings - Great Service
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Patricia C., Mar, 16 2023
He is very professional and reassured us that he would be able to help us. He had a quote for us one day after speaking with him. We are happy that we will be working with him.
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Thedoros G., Feb, 22 2023
Phillip was very helpful. He was very courteous and understanding. I would highly recommend him to anyone that is looking for home insurance
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Shanele A., Feb, 20 2023
Phillip was very efficient and attentive to my wants and needs.
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Manish P., Feb, 06 2023
Great customer service and attention to details
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Brandy P., Jan, 27 2023
The agent knew his stuff and was very helpful.
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Paula S., Dec, 19 2022
Phillip returned my call quickly and processed my application quickly as well. Very helpful.
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Zer S., Dec, 11 2022
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Alen Q., Dec, 10 2022
The information he provided was very helpful
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Nikki N., Nov, 13 2022
Knowledgeable and great customer service
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Samuel P., Oct, 01 2022
We had the Best experience with Phillip

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