Need help with an existing policy?
Contact My Team
Contact My Team
You’re minutes away from the best coverage for your home, car and more.
Get A Quote
Address is required !
About Zak
Zak Kirschstein is an agent with Goosehead Insurance
located in Durango,
CO. Zak joined Goosehead because
of his unwavering commitment to take care of his clients. Using cutting edge
technology to shop with dozens of "A" rated insurance companies in just a few short
minutes, he is able to find the right coverage at a competitive price. He takes the time
to review all of the options and customizes a policy based on the unique risks and desires
of each client. After finalizing an option, Zak is backed by a service team
that has the highest client loyalty rating in the industry. Request a quote from
Zak and you will quickly understand why Goosehead is one of the fastest
growing distributors of home and auto insurance in the United States.
States Licensed In:
CO
Connect
1099 Main Avenue, Suite 316
Durango, CO 81301
Durango, CO 81301
Languages spoken:
English
English
Hours:
We’ve got you covered,
and then some.
_1.svg?ext=.svg)
Homeowners Insurance >
Auto Insurance >
Flood Insurance >
Renters Insurance >.svg?ext=.svg)
Condo Insurance >.svg?ext=.svg)
Landlord Insurance >
Motorcycle Insurance >
Boat Insurance >
RV Insurance >
Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
Read more...
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Read more...
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Read more...
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
Read more...
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
Read more...
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Read more...
.png?width=400&height=294&ext=.png)
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Read more...
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Read more...
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
Read more...
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
.png?width=400&height=294&ext=.png)
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
.png?lang=en-US&ext=.png){kind=logo}
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started!
Recent Reviews
Daryl E., 7/8/2025 10:41:43 PM
Great service. Agent was very helpful and knowledgeable.
Nasser B., 6/14/2025 3:59:51 PM
Zak Kerchstein, my insurance agent, was super helpful and a great explainer of the business of insurance!
Philip B., 5/17/2025 3:59:19 PM
Great Job finding affordable insurance
Bryce B., 5/13/2025 9:47:06 PM
Zak was extremely friendly, informative, helpful and responsive. He made my wife and I feel welcomed to a new area and we look forward to having him as a resource moving forward.
Michael M., 12/4/2024 4:06:41 PM
Zak was able to help us after months of run arounds with other insurance companies. Zak is an asset to your team!
David S., 11/18/2024 5:17:36 PM
Zak knew what we needed and got the job done immediately.
Linda M., 11/1/2024 10:01:06 PM
Zak was kind, patient, and helpful.
Corinne H., 10/31/2024 10:26:25 PM
Zak has been extremely helpful with the process pertaining to homeowner's insurance. He communicates readily and has taught me a great deal about all of the specifics related to my policy. I highly recommend Zak to anyone seeking homeowner's insurance.
Paul V., 10/10/2024 7:15:34 PM
Zac was very helpful and got us taken care of quickly
John S., 10/1/2024 4:05:35 PM
Zak was on top of it and understood the urgency. He was wonderful to work with!
Mark H., 9/26/2024 4:29:51 PM
Very helpful and responsive. Knows his business well. Will enjoy working with him. Saved us lots of money on insurance.
Martin K., 9/26/2024 4:17:12 PM
Fast response and recommendations were sound and in my best interest.
Jeffrey F., 9/21/2024 10:37:05 PM
Zak and his responsiveness
Eric M., 9/15/2024 7:42:35 PM
Professional service. Thank you.
Summer g., 9/11/2024 12:02:26 AM
Zak was very efficient, professional, and kind. He was easy to work with and had a nice demeanor. He seems to know the business very well and I am glad we will be working with goosehead. Thank you!
JEREMY W., 9/8/2024 4:28:43 PM
Great service. Professional and fast.
jennifer j., 9/3/2024 4:49:35 PM
Zak has been great! He has proven to be very knowledgeable and efficient. He is quick to respond and provide information and he took the time to go over my policy in detail and answer all of my questions.
Kyle P., 8/22/2024 9:08:53 PM
Zak demonstrated exceptional expertise in the insurance industry. He swiftly assessed our insurance needs and efficiently implemented the appropriate solutions.
John M., 8/9/2024 4:09:04 PM
Zak is the best; knowledgable and gets the job done.
Laurie H., 8/8/2024 12:50:45 AM
Questions were answered and documents were sent in a timely manner. Agent was professional yet also personable.
Mark P., 8/2/2024 10:32:22 PM
Great visit
Carolella T., 7/18/2024 8:15:24 PM
Great response time and service
Chrissi W., 7/18/2024 6:00:09 PM
Zak was excellent to work with obtaining insurance.
Robert R., 7/3/2024 4:08:01 PM
Partnership with multiple insurance companies to get the best/cheapest quote.
Patrick G., 6/17/2024 11:59:31 PM
I have had the same Insurance Company for many, many years. I was impressed after meeting Zak, and thought I would use him to shop for price comparisons. I am so thrilled with the savings Zak was able to find, which has completely unexpected.
John C., 6/14/2024 9:36:21 PM
Zac was so easy to work with and I knew he was going to help us find the best coverage possible. I highly recommend using Zac.
Sarah B., 4/3/2024 12:35:46 AM
Zak was so helpful and efficient, he knew his information very well and was able to explain it clearly and concisely. He was very friendly and personable as well. Everything was perfect for the entire experience.
Dorothy C., 3/18/2024 5:04:10 PM
Zak was very helpful in walking me through my insurance quote. He was understanding of my situation and helped me find exactly what I needed. He gave me the best rate he could with the most coverage. It was great to have someone that didn't feel like they were pushing you to make a purchase when trying to find the right policy.
David N., 3/13/2024 10:11:13 PM
Broker Zak Kirschstein gave good service, was knowledgeable and fast.
Mary K., 1/18/2024 4:52:13 PM
Great Customer service and very good rates.
Jeff G., 10/29/2023 12:01:32 AM
Straightforward and easy
Janet K., 9/7/2023 2:31:55 AM
Zak was found better insurance plans for me that were more affordable, and offered better coverage with lower deductibles. He was informative and timely with his service. The information he provided made me feel good about my decision to go with Safeco.
John O., 8/30/2023 6:20:50 PM
Zak, my agent was very informative about the homeowner and auto policies, gave me some options. He responded quickly with quotes and made some useful suggestions.
Kate M., 8/4/2023 7:06:02 PM
Zak was helpful, prompt, and explained things. Goosehead's quotes were lower than other companies for comparable coverage.
Kayla C., 6/14/2023 4:38:25 PM
This is my first home purchase. Zak has been truly great to work with. He takes the time during every call to answer, and thoroughly explain all my questions. He's checked in multiple times throughout this process. Couldn't recommend him enough.
Holly S., 6/11/2023 11:00:10 PM
Zak was very knowledgeable and super helpful. He responded quickly and provided everything we needed.
Julie F., 3/4/2023 8:53:55 PM
Zak is very professional and concerned about the best for me and my family without breaking the bank. He is very knowledgeable and prompt to respond with needed information.
Caitlyn J., 1/17/2023 1:30:09 AM
To thank Zak for his work and time.
Jessie G., 11/11/2022 4:45:36 PM
Zak went above and beyond to help me obtain my insurance.
Jaime G., 10/27/2022 4:14:08 PM
Zak was very helpful and friendly.
Dana V., 10/14/2022 4:11:46 PM
Prompt call back, answered all my questions for a first time homeowner. Thank you for your time
William W., 10/13/2022 12:39:33 PM
Friendly, easy process, good communication.
Paula L., 5/26/2022 11:34:28 AM
Such awesome customer service!!!
Coleen W., 3/16/2022 7:09:35 PM
He got back to the same day with my home owners insurance quote
Robin D., 1/28/2022 2:14:41 PM
Zac was amazing. Very kind and I know he cares about getting the best deal for his clients. When I canceled Geico they pulled out of their hat an even cheaper rate than the one I was offered from you. I told them that was rude and they should have done that months ago. I have already spread the word. Thank you!
Kaitlin M., 1/4/2022 10:14:05 AM
Not only did I hijack the call from Mr. Kirschstein who was calling about his own matters, he took the time to call back and let me know my current insurance was not valid, put me to the top of the list, and got all of my insurance concerns out of the way within thirty minutes of the original call. Have already told multiple people to use Zak and Goosehead. THANK YOU!
Abbie K., 11/16/2021 8:35:41 PM
it was a great experience!
Andrew W., 9/27/2021 6:12:43 PM
Great communication, affordable results!
Mike M., 9/18/2021 4:07:07 PM
Zak is very personable and responsive. On a side note, the survey request email lists hours of operation. It would be helpful to note time zone. EST, CST, MTN or PST.
Jeannine B., 8/29/2021 1:07:44 PM
Zak, Was on-top of things and very attentive.
Dale S., 8/14/2021 12:01:09 PM
Zak was very thorough and helped me find the most affordable policy for my budget and needs
John N., 8/12/2021 11:29:05 AM
Great service snd good prices
Katie K., 7/23/2021 5:06:38 PM
Quick, thorough, helpful. Good tools that have made the process easy.
Mark N., 7/23/2021 2:13:47 PM
Zak made it all easy
Andre A., 7/8/2021 5:28:37 PM
Zak handled my insurance needs promptly and professionally and worked hard to provide me different options that other agencies never thought about.
Adam C., 7/4/2021 12:24:39 AM
Because you guys keep trying to find the best insurance and at a good price. Keep up the good work.
Patricia D., 6/24/2021 1:36:33 PM
For new insurance
Tabitha H., 6/14/2021 2:19:53 PM
Great communication
James B., 5/28/2021 12:30:15 PM
He was very helpful and knowledgable.
Josh M., 5/28/2021 11:30:10 AM
So helpful informational and helped financially
Amanda B., 5/14/2021 11:17:48 AM
Zak was attentive to the needs of myself and my family. You could tell he was not pushing to make the sale. He genuinely wanted to find the best options for us. Because of this, he was able to get us a much better rate than we currently had. We will always recommend Zak Kirschstein and Goosehead to family, friends, and clients from here on out.
Lori W., 5/7/2021 1:58:55 PM
He is a good person snd saved me money
Stacy E., 5/1/2021 11:09:00 AM
Awesome service
Tanner E., 5/1/2021 11:08:18 AM
Great customer service
Timothy E., 5/1/2021 11:07:52 AM
Great customer service. Zak got us an amazing deal and did a lot of research to get us the best policy
Nikalaus g., 3/13/2021 3:48:53 PM
Very helpful and nice
Pamela G., 3/3/2021 10:14:06 AM
Zack understood my objectives for insurance and helped me get what I was hoping for.
Aurora B., 2/26/2021 3:07:12 PM
excellent customer service and looking out for the best policy for coverage
Tara C., 1/18/2021 9:52:59 PM
Great customer service. Prompt and professional response.
Valerie M., 1/17/2021 10:26:37 AM
Great response time and pricing!
Tara C., 1/16/2021 10:14:15 AM
Customer service, quick response, friendly and professional communication.
Stephenie P., 12/14/2020 10:11:07 AM
Great service!
Steve H., 10/28/2020 5:52:25 PM
Zak was very efficient and knowledgeable in helping find me the right policy. He was very professional and well informed regarding the policy options. Great communication skills and prompt!
Colton S., 10/25/2020 12:21:29 PM
Zak is very personable and extremely knowledgeable. He was quick in all my inquiries and helped me through the entire process.
Irene D., 10/23/2020 11:07:15 AM
Zak was a phenomenal agent! He answered my questions in a timely manner. I left the conversation much more informed than when it started!
Jacqueline F., 9/19/2020 11:11:21 AM
Excellent professionalism and service
Samuel M., 9/9/2020 11:18:11 AM
Service provided by Zak
Jaclyn S., 9/4/2020 10:16:16 PM
Zak was very personable, knowledgeable, and full of information, plus he found great rates for us!
Terrence L., 9/2/2020 12:46:07 PM
Saved money with better coverage!
Aubrie A., 9/2/2020 12:45:21 PM
Great Service!
Ricardo R., 8/24/2020 4:59:17 PM
Professionalism, attention to our specific insurance needs, consistency is correspondence and communication, & very enjoyable to speak with.
Amber V., 8/22/2020 8:53:31 AM
Zak has amazing customer service and got me my insurance in more than a timely manner. He is great!
Tracy K., 8/12/2020 11:41:10 AM
Found policies that protected me the most while saving me MONEY!!!!