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Ricardo Pena

License #: 915351
4.9 OUT OF 5 STARS
star star star star star (79 Reviews)
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About Ricardo
Ricardo Pena is an agent with Goosehead Insurance located in Houston,  TX. Ricardo  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Ricardo is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Ricardo and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: TX
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7062b Lakeview Haven Drive, Suite 112
Houston, TX 77095
Languages spoken:
Spanish;English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Recent Reviews
Total Agency Reviews 79
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Joey S., 1/13/2025 7:42:28 PM
Ricardo Pena helped us find the right policy & coverage for our house & automobile. He answered all the questions we had & was quick to respond back. I would highly recommend Ricardo in helping you find the best plans to meet your needs! Corrine S.
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ALFREDO M., 9/4/2024 9:50:23 PM
Very satisfied and great communication, got all my questions answered in regards to my new home insurance policy.
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Hector S., 8/30/2024 4:07:50 PM
Agent was very helpful kept good contact with me about quotes and pricing
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Martha C., 6/29/2024 5:02:36 PM
He was very helpful and explained everything
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John M., 6/21/2024 6:13:11 PM
Good service, better coverage and minimum deductible.
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Theresa J., 6/21/2024 6:10:21 PM
Better coverage and reasonable deductions. Quick response.
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Demetris C., 6/21/2024 4:22:31 PM
He is up front and honest
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Debra B., 6/15/2024 9:30:05 PM
Agent was very responsive and professional
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Karina S., 5/23/2024 5:53:43 PM
Ricardo Peña was great and attentive to our needs. He went above and beyond to find us the best quotes.
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Bradley R., 5/21/2024 7:38:05 PM
Good service, great guy
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Leticia G., 5/14/2024 7:38:04 PM
Very helpful. Found me very reasonable options and paid very good attention to my family's overall insurance needs. Excelent service!
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Richard F., 5/3/2024 6:30:53 PM
Working with Ricardo was very pleasant. He took his time to go over everything with me and to give me a variety of options to choose from. He took his time and asked many questions to make sure I understood before proceeding. Would definitely pass his name along to friends and family. Thanks Ric.
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Sergio V., 5/2/2024 4:28:48 PM
Ricardo gave excellent service thru out. He took the time to explain my policy as quoted on others had different roof style so communication was great. In addition he was professional and even saved me some money along the way which was of course a plus!
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Victor V., 5/2/2024 1:22:58 AM
Excelente informacion explicacion bien definida
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Mathew K., 4/19/2024 4:14:27 PM
Ricardo worked late and put in additional effort even when issues were encountered. Was a pleasure working with him.
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Sylvia D., 4/18/2024 4:36:18 PM
Mr Ricardo Pena was very knowledgeable n very helpful on helping me choose n complete my home insurance policy he made it so quick n easy. Thanks Mr. Pena
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Dragan B., 4/2/2024 4:38:09 PM
It was a pleasure to work with Ricardo. He is very knowledgeable and professional. He provided us with competitive quote and comprehensive coverage in a time efficient manner.
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Jaime L., 3/28/2024 4:10:17 PM
Great service
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Elmer G., 2/29/2024 8:17:10 PM
Excellent customer service!
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Cleopatra M., 2/18/2024 11:05:47 PM
The best customer service. Went above and beyond to make sure everything was to my liking.
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Jose A., 2/10/2024 8:50:40 PM
The information Rick provided was crucial to understanding my policy better Rick is thorough in explaining the policy, answering questions and making me feel confident about the policy. I will definitely be recommending Rick to my friends.
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Myriam M., 1/30/2024 9:58:49 PM
Great customer service
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Kimberly W., 1/25/2024 11:37:29 PM
Ricardo was knowledgeable and very helpful throughout the whole process, looking for insurance policy options and working through getting policies established. He was also quick to respond about questions, throughout the process.
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Roberto T., 9/19/2023 4:11:00 PM
La atención
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Regina G., 8/13/2023 6:43:46 PM
Ricardo was very professional. He help me understand and answered all my questions
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Silvia J., 8/10/2023 12:24:42 PM
Great communicator and relationship builder.
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Brian S., 7/27/2023 4:45:20 PM
Ricardo was phenomenal. Listened to what I wanted and quickly provided solutions to get deal in place
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Melissa N., 6/10/2023 4:32:48 PM
Ricardo Peña was very attentive, helpful, and professional. He stayed on top of our insurance needs, and stayed in constant touch to help us with our insurance needs. He went above and beyond, which was greatly appreciated.
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John B., 4/26/2023 2:24:36 PM
Excellent service with Ricardo Pena resulting in lower rates for Home and Auto policies.
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Jacqueline Z., 4/21/2023 4:39:38 PM
I didn't think I would be able to find insurance that I could afford. Not only did he find me insurance in my budget but it was below I ever could imagine I would pay. He was very responsive and listened to what I needed.
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Graciela M., 4/12/2023 5:21:40 PM
Courteous and professional. Very thorough and helpful. Saved money and added more benefits. Outstanding
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Samuel G., 4/1/2023 5:23:51 PM
Ricardo made everything smooth and easy for us. I will definitely recommend his services to friends and family.
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Ashley E., 3/22/2023 5:17:23 PM
Ricardo was super helpful and explained everything that I was not clear on
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John N., 3/21/2023 3:48:58 AM
Ricardo did exactly as promised for me. He was very helpful in finding me insurance policies that would best meet my needs for both my auto and apartment. Whenever I had a question, Ricardo was able to help. What a great guy!
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Elizabeth I., 3/18/2023 5:31:47 AM
Fast response and great communication
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Nestor O., 3/4/2023 7:33:28 PM
because they gave me very good attention, it was exactly what I was looking for and when I asked him to explain the policy to me, he did it very clearly
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Kimberly M., 3/3/2023 4:55:19 PM
Great service and very detailed explanation.
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Maria E., 3/1/2023 12:12:30 AM
Ricardo is a very professional person and very clear to explain every thing that needs to be explained to me.
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Paul O., 2/24/2023 4:07:21 PM
Fast response. Reasonable pricing.
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David A., 2/9/2023 6:54:21 PM
Ricardo gave us excellent service. Very fast and very communicative. Each step of the process was smooth and everything was explained to us in great detail so we knew exactly what we were getting. This was our first time every purchasing home insurance and I would 100% use Ricardo if I need to do it again.
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Omar E., 1/7/2023 5:26:23 PM
Great customer service very knowledgeable and helpful.
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Josephine D., 12/21/2022 4:41:41 PM
Very great customer service alot of help to the questions i had explained it all well
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Theodore B., 6/15/2022 11:10:05 AM
I already started referring people.
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Alexia G., 6/10/2022 10:48:53 PM
Ricardo was extremely helpful and transparent while giving us pricing. Once you find an agent who you trust, it is one less thing to stress about- I trust I am getting the best price for my coverage.
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Daniel M., 5/28/2022 1:23:47 PM
Ricardo was amazing! We went over the quotes for my auto & home. He explained everything to me in detail. Explained everything! He also answered ALL my questions & my late evening phone calls! He got me discounts that were related to my policy! All around amazing!!
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Michael G., 5/20/2022 2:30:56 PM
Great service
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Aurora D., 4/8/2022 11:51:54 AM
Customer service!
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Garrett R., 4/6/2022 11:20:53 AM
Ricardo was great through the whole process. He was informative and personable. We are very happy with his service.
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Paula C., 3/21/2022 3:40:03 PM
Very informative and helpful
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Paula C., 3/21/2022 3:37:13 PM
Very informative. Helped us out to save money as much as possible. Communicated with us
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Juan A., 3/3/2022 7:26:58 AM
Ricardo Peña gives excellent customer service
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Gerardo Z., 2/26/2022 10:09:50 AM
Very helpful, friendly, knowledgeable and got me a great price on my Homeowners insurance
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Erika P., 2/15/2022 1:30:14 PM
Very personable and always able to answer any questions I had. Never struggled to contact him or had any misinformation. He’s the best!
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Michelle R., 1/27/2022 1:55:35 PM
Mr Pena was very helpful worked on our quote for almost two weeks and paid very attention to our needs for new coverage
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Christina V., 1/26/2022 12:50:45 PM
Agent was /is very knowledgeable in explaining everything
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Aurora H., 1/22/2022 5:18:04 PM
Cause it’s the truth and thank you for helping me get insurance on my vehicle
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Kenneth E., 1/12/2022 10:26:01 AM
Good service
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Victoria F., 1/10/2022 1:20:15 PM
Ricardo was very detailed in explaining the benefits I would have by transferring. He has given me a much better policy on my home insurance and car insurance.
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Michael F., 1/10/2022 10:28:49 AM
Richard was very helpful and saved us money
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Jose L., 12/31/2021 4:55:33 PM
Service
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Michael F., 12/17/2021 9:04:49 PM
Our agent was very helpful and explained everything to us
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Vanessa F., 12/17/2021 10:20:57 AM
Communication and customer service!
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Juan A., 11/16/2021 2:20:37 PM
Excellent customer service. Very knowledgeable
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Julio G., 10/20/2021 11:46:08 AM
Ricardo’s knowledge and communication was the key for me to decide to get policy.
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Major J., 10/3/2021 11:06:07 AM
Great communication skills. Super knowledgeable
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Elizabeth A., 9/29/2021 11:38:39 AM
Very helpful and friendly and showed us gaps in our existing policy and saved us money!
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Thai P., 9/10/2021 1:46:03 PM
Ricardo is professional, thorough and knowledgeable about the home insurance products that I am looking for.
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Juan G., 8/18/2021 11:04:17 PM
Excellent customer service
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Rebecca S., 7/25/2021 11:20:37 AM
Excellent communication
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Juan M., 7/21/2021 11:31:02 AM
Great customer service

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