Matt Cernyar

License #: 741104

4.9 OUT OF 5 STARS

(110 Reviews)

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About Matt

Matt Cernyar is an agent with Goosehead Insurance located in Heber City, UT. Matt joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Matt is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Matt and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.

States Licensed In: UT, AZ, TX, WY, CO, ID

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474 South Main Street, Suite B
Heber City, UT 84032

(435) 216-5055

Languages spoken:
English

Hours:

We’ve got you covered,

and then some.

Homeowners Insurance >
Auto Insurance >
Flood Insurance >
Renters Insurance >
Condo Insurance >
Landlord Insurance >
Motorcycle Insurance >
Boat Insurance >
RV Insurance >
Life Insurance >

You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.

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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.

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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.

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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.

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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.

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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.

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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.

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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.

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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.

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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.

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HOMEOWNER INSURANCE

Water Coverages Explained

Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.

Recent Reviews

Total Agency Reviews 110

Carol J., 6/26/2025 3:18:53 PM

Was treated respecfully

Jacqueline O., 6/22/2025 4:54:06 AM

I was referred to Matt by Amber Hawkins with The Good Guys Injury Law firm after an unfortunate experience with my former auto insurance policy, which led to me having to sue them for falsely claiming I was not fully covered for my medical care. I no longer wanted to continue doing business with my previous provider, and navigating auto policies is incredibly confusing. I am so happy to have someone like Matt who can explain things to me in a way I can easily understand. You can absolutely trust his expertise. Thanks to him, I feel more confident on the road, and the best part is he saved me money for better coverage. If you find auto policies as confusing as I do, I highly recommend allowing Matt to help guide you. He is professional, caring, generous, funny, and genuine. Thank you Matt for everything!

David R., 6/17/2025 2:11:34 PM

Tremendous Customer Service. I received a note from my mortgage broker on insurance brokers in the area at 830 am and I called Matt Cernyar at 900 am and Matt took my call even though he was about to hop into a client meeting. Matt worked tirelessly throughout the day to secure a homeowners policy for me and even found savings on me switching my auto insurance carrier. I was on an extremely tight timeframe and Matt and Goosehead appreciated the urgency and worked through the day so that I could show my lender that I had homeowners insurance lined up - this was crucial since I need my mortgage financing to close this week. I greatly appreciate the tremendous service and support that Matt provided and I look forward to working with Matt in the future and also recommending Goosehead at every opportunity I get. Best wishes, Dave

Matthew C., 5/28/2025 5:37:49 PM

Matt gave me lots of great advice and helped me find a policy that worked for my situation. He also helped me work through other quotes. Incredible service.

Eric C., 5/20/2025 2:20:06 PM

Matt is infectiously enthusiastic and dedicated to finding the best possible policy for his clients. Matt, clearly a man of integrity, also looks out for his clients, putting their interests above his own.

Joseph S., 5/12/2025 6:04:22 PM

Quick, responsive and accurate information made it very easy for us to find the needed coverages.

ELIZABETH A., 12/28/2024 6:14:57 PM

We reached out to Matt on pretty short notice to help us secure a plan for home and auto. We were about to get everything taken care of that day and with huge savings. Wish we called sooner!

Christine J., 12/20/2024 5:19:43 PM

Matt was great and helped me through the challenges we had Thanks

Christopher D., 12/18/2024 4:30:55 PM

Matt is a rockstar at his job. Very happy

Pei-Yu W., 11/3/2024 7:05:18 PM

Matt was great!!

Nadia K., 9/10/2024 4:09:58 PM

Matt was the most incredibly patient, knowledgeable, helpful agent - really a pleasure to work with him.

Sally A., 9/9/2024 5:37:32 PM

Matt was wonderful to work with, very knowledgeable and made the process so simple.

Kendall T., 9/7/2024 6:35:35 PM

Matt was so kind and helpful and he was really great to work with. His personality made me decide to go with him rather than another broker.

Reid G., 8/17/2024 4:06:33 PM

Matt helped us obtain insurance immediately after going back and forth for weeks with so many other agents and insurance companies. Outstanding service!

Sarah C., 8/13/2024 12:57:31 AM

Professional, responsive and was clear and concise in answering all questions.

Paraskevi E., 8/12/2024 5:20:47 PM

Ease of receiving quote and signing up, lowest price after shopping around, Matt helped us understand the coverage and was personable and friendly.

Vicky M., 8/11/2024 11:54:25 PM

Excellent service from Matt!

Dallin J., 7/27/2024 10:56:16 PM

10/10 service.

Alex H., 7/23/2024 5:38:57 PM

Great service, clear and concise, and very on top of everything!

Samuel R., 7/18/2024 4:31:05 PM

Responsive and comprehensive

Lawrence E., 7/18/2024 4:24:37 PM

Matt helped us find the insurance we needed in a very efficient and timely manner.

Julia T., 7/9/2024 4:36:26 PM

He found us a great rate, for both home and auto insurance. As well as giving us advice on how to best move forward. He was very fast and easy to work with

Arrick W., 7/9/2024 4:35:18 PM

He was very quick and kind. So easy to work with

Dawn D., 6/30/2024 4:31:37 PM

Matt listened to what we were looking for in coverage. He didn't push us for coverage we didn't want. Easy to talk to.

Cameron B., 6/19/2024 10:06:17 PM

Really enjoyed my experience with Matt Cernyar

Kierra B., 5/31/2024 6:18:09 PM

Matt is great!

Rick G., 5/16/2024 7:05:35 PM

Prompt service, good price, met my needs.

Abbey D., 5/11/2024 5:06:01 PM

Matt was very knowledgeable and friendly. Great follow up!

Lauren W., 5/11/2024 4:08:38 PM

Responsive, informative, good price

Richard G., 5/4/2024 10:26:27 PM

My agent has been very helpful, quick to respond and very professional.

George M., 5/3/2024 5:19:28 PM

Matt was on top of it all. If there was a 10+ score I would give that. Very personable and friendly. Knowledgeable and informative.

Clark K., 4/14/2024 7:23:27 PM

Matt was professional and efficient

Timothy W., 4/9/2024 4:07:39 PM

Great service!

Brayden T., 4/9/2024 4:07:22 PM

Great service and response time!

Judith M., 3/28/2024 5:52:17 PM

great experience with Matt! Thank you.

Mark E., 3/15/2024 5:55:28 PM

Relentless pursuit of a policy that will work

Kelly A., 3/15/2024 4:07:42 PM

Matt!

Irene D., 2/21/2024 4:54:21 PM

An honest approach no hard selling

Joshua D., 1/15/2024 4:09:50 PM

Matt is so helpful and attentive. Everyone has had an experience when they are acquiring about a service and they provide all the necessary information and get a supper delayed response or no response at all. I never felt that way working with Matt he gave us all the options labeled both price high to low but also by how high quality the insurance was. I felt that working with Matt was very personable. Thanks Goosehead

Dane A., 12/23/2023 9:13:15 PM

Above and beyond service in my eyes. Literally saved me from possibly loosing the deal completely. Thank you Matt!

Brett D., 12/22/2023 4:26:49 PM

Matt worked efficiently to get us the coverage we needed without excess or unnecessary expenses. He was friendly, accessible, and worked quickly so we could get documents to underwriting in a timely fashion. We will highly recommend using him to friends and family.

John A., 9/22/2023 2:13:20 PM

Very knowledgeable and helpful in finding me the best rates. Kind and great to work with.

Pam S., 8/29/2023 7:43:29 PM

Responsive, friendly, thorough; took the pressure off

Jennifer H., 8/28/2023 2:56:43 PM

Matt was extremely fast in his response and help! He was very knowledgeable and helpful in explaining everything. He was fabulous!!! :)

Alia C., 8/27/2023 2:15:13 PM

It was super easy to get in touch with Matt and we were able to get great coverage for a very reasonable price.

Edward F., 8/17/2023 4:43:42 PM

Polite, friendly, knowledgeable and overall pleasant experience.

Tina D., 8/15/2023 6:07:33 PM

Great Rates and excellent service from Matt Cernyar

Wayne K., 8/15/2023 6:06:45 PM

Excellent Service and follow up from Matt Cernyar

Courtney S., 7/13/2023 11:13:13 PM

Matt was so incredible to work with! He promptly answered and found me an incredible deal on an awesome policy! The best experience of buying my first home yet! Will definitely forever be a client of his.

Helen A., 7/12/2023 5:58:03 PM

Matt’s service was excellent.

Frank A., 7/12/2023 5:57:08 PM

Matt’s service was excellent.

Janice A., 7/1/2023 5:30:16 PM

Matt Cernyar was awesome - quick and thorough

Andrew M., 6/27/2023 4:28:16 PM

Matt is the best in the insurance world. He walked my wife and I through home and auto insurance that we had and the benefits of going with his insurance. We ended up getting more coverage at a much lower cost going through Goosehead Insurance. Thank you very much Matt! Andrew Mines

Stephen J., 6/23/2023 12:05:29 AM

Matt Cernyar was amazing to work with! Extremely knowledgeable and was a huge help throughout the process. Highly recommended!

Allison M., 6/21/2023 1:37:23 AM

Matt is a great agent. Very grateful for his help!

Jefferson M., 6/21/2023 1:36:40 AM

Matt explained the coverages with expertise and knowledge that gave me confidence to move forward with him as my new broker!

Dayton R., 6/1/2023 7:16:50 PM

Knowledgeable and courteous

Samantha M., 5/31/2023 12:35:23 AM

Matt was very knowledgeable and easy to work with. His goal was to make sure we had the same, or better, coverage, and he cut our cost while doing so. Highly recommend him

Kenneth M., 5/30/2023 7:48:05 PM

Good service, reasonable pricing, fast answers.

Christopher G., 4/4/2023 6:49:59 PM

Matt has been an incredible agent at every point of contact

John F., 2/22/2023 7:06:07 PM

The service was exceptional. Matt is wonderful to work with and provided a lot of useful information as well. Fast, friendly, and reasonable quotes. We appreciate your service and look forward to working with Matt again in the future.

Feng f., 2/17/2023 6:29:49 PM

very nice to me. took time for me to understand

Sophie E., 1/20/2023 9:25:38 PM

Goes above and beyond to take care of costumer

Shreen E., 1/19/2023 4:15:11 PM

Matt was very easy and efficient to work with

Calli W., 12/21/2022 10:37:10 PM

Matt was very helpful during this fast and stressful move. So grateful for all of his help to find the best deals.

Amy P., 12/21/2022 4:40:32 PM

Matt was awesome. He was fast, got me a screaming deal, and very friendly. He understood what I wanted and didn't try to push me to get more coverage than I wanted/needed. Before he even gave me my full quote I had already referred him to someone!

John E., 12/19/2022 1:11:09 AM

Matt was very helpful and knowledgeable. He answered all of the questions I had and then some! I highly recommend Matt!

James B., 11/9/2022 5:50:33 PM

Matt was great

Casey B., 11/2/2022 12:20:21 PM

Matt was easy to work with and very knowledgeable. Got me a great price on car insurance.

Mary T., 10/14/2022 11:20:54 AM

Matt was great! We called end of day on the Friday of a holiday weekend, and got us all the info quickly. Very professional and a pleasure to deal with.

Brock C., 9/25/2022 5:30:55 PM

Matt was very attentive to my needs and helped get us insured with a new provider before my coverage lapsed.

Ellen B., 9/6/2022 3:31:32 PM

Matt did a lot of research to get the great coverage he suggested for us. We are very happy with the different insurance products we are signed up for. Thank you Matt! Ellen

Joe D., 9/5/2022 3:21:44 PM

Matt did a good job of finding a good policy at a good rate.

Robert W., 9/4/2022 11:35:52 AM

Matt was great! Super helpful without being pushy

Alan B., 9/3/2022 8:12:57 PM

Matt was great to work with, without any sales pressure. He looked at what I currently had and found comparable or better insurance coverage for way less money. I’m sold on Goosehead an Matt.

Alan B., 9/3/2022 3:12:57 PM

Matt was great to work with, without any sales pressure. He looked at what I currently had and found comparable or better insurance coverage for way less money. Iâ€™m sold on Goosehead an Matt.

Elizabeth F., 8/11/2022 4:50:39 PM

He’s been amazing! Very organized, very personable and very prompt and professional!

Elizabeth F., 8/11/2022 11:50:39 AM

Heâ€™s been amazing! Very organized, very personable and very prompt and professional!

Jessica L., 8/3/2022 2:42:02 PM

Matt was very communicative, explained all the options and policy differences, and was proactive in finding solutions and listening to my questions

Brian O., 7/28/2022 10:56:40 PM

He is a top notch human being who cares deeply about his clients. I love Matt.

Michael D., 7/15/2022 2:03:03 PM

Matt was exceptionally responsive and knowledgeable regarding my insurance needs. I would highly recommend him.

David F., 7/9/2022 2:08:25 PM

He delivered beyond my expectations, searching the market to find the best coverage for the lowest cost. He was able to explain and anticipate concerns that I had before I addressed them. He was patient and honest.

Zack S., 7/8/2022 12:54:06 PM

Saved big time on renters and auto!

Phillip G., 6/29/2022 3:16:03 PM

Knowledgeable and efficient

Brian S., 6/24/2022 9:31:16 PM

Communication, expertise on point

Blake S., 6/14/2022 1:52:29 PM

Great service and tesponse

Robert B., 5/10/2022 7:01:15 PM

Quick responses. Very easy gentleman to deal with.

Jonathan P., 5/3/2022 11:29:56 AM

Matt was great

Spencer E., 4/28/2022 11:58:01 AM

He was quick and very professional and helpful to get us what we needed.

Ryan W., 4/26/2022 11:40:16 AM

Matt was very helpful and always willing to help with any questions.

Andrew H., 4/18/2022 12:37:36 PM

He was friendly, knowledgeable, and helpful. 10/10 would recommend. Totally worth using an expert like Matt rather than trying to do it myself.

Chris W., 4/16/2022 12:06:12 PM

Top notch customer service!

Susanne C., 4/4/2022 12:07:16 PM

Matt was always available to respond to our questions and I trusted he was looking after our best interest.

Justin F., 4/3/2022 1:07:42 PM

Matt was extremely professional and knowledgeable. He made the entire process of switching seamlessly and saved us money while getting us better coverage. I truly feel like he has my best interest at heart. Best experience with an insurance agent I e ever had.

Kasey M., 4/1/2022 11:26:38 AM

Matt awesome! Works hard for you and is the nicest guy on the planet! You never feel like you're being rushed and always feel valued.

Mary M., 4/1/2022 11:10:15 AM

Patrick was very polite and helped me with eSignal software

Nathan P., 3/19/2022 12:34:35 PM

Matt was terrific and very responsive

Robert F., 2/1/2022 11:34:12 AM

I felt educated and sure that my policy covers the risk I am concerned about.

Sam W., 12/8/2021 11:45:07 AM

Matt was great. Super professional and also very personal. He worked hard to find us the best coverage at a great rate. We are very happy

James S., 12/3/2021 11:54:29 AM

Matt is great.

Tara A., 12/2/2021 12:56:20 PM

Great

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Matt Cernyar

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