Home insurance is an essential safety net, protecting one of your most valuable assets—your home. It provides protection against unexpected events such as:

• Fire
• Theft
• Natural disasters
• Liability claims

Beyond safeguarding the structure of your home, home insurance also covers personal belongings and includes liability coverage in case someone is injured on your property. A home insurance policy provides peace of mind, ensuring you’re financially secure no matter what life throws your way.

Farmers Insurance offers home protection designed to fit your needs. Policies are built to safeguard what’s important, with flexible options and straightforward terms. Here’s what a typical Farmers policy might include:

• Dwelling Coverage: Covers your home and attached structures for repair costs from events like fire, windstorms, lightning, hail, and some water damage, though not all water damage is included.
• Personal property coverage: Assists in repairing or replacing your personal belongings if they are lost, stolen, or damaged.
• Loss of use coverage: Additional living expenses coverage helps pay for temporary housing and other costs if your home becomes uninhabitable due to a covered event.
• Personal liability coverage: Provides coverage for expenses if you’re held liable for accidental property damage or causing bodily injury to others.
• Residence Glass Coverage: Waives the deductible for replacing glass in your home if it’s accidentally damaged. **
• Undamaged Property Matching Coverage: Ensures repaired or replaced parts of your home match the undamaged areas for a uniform look. **
• Water Damage  Coverage: Covers repair costs caused by water damage from sewer or drain backups or sump pump overflows entering your home. **
• Valuable Item Coverage: Allows you to increase the coverage limits on specific possessions that may exceed the standard limits of your personal property insurance. **

This is just some of what Farmers offers, and the descriptions are general in nature to give you an understanding of what they cover. Goosehead works with you to find coverage that fits your needs. 

** = Optional coverage that can be added to your policy 

The cost of Farmers home insurance depends on several factors, such as:

• The location of your home 
• The building materials, age, features, and rebuild costs of your property 
• The level of coverage and any additional options you choose 
• Claims history
• Credit score

Because of our partnership with Farmers, we’re able to do the work for you and get a home insurance quote from Farmers to help you see how it stacks up against other carriers.

Farmers Insurance also offers ways to lower your premium through various discounts, such as:

• Bundling home and auto insurance
• Installing safety features like alarm systems
• Maintaining a claims-free history

Goosehead Insurance makes finding the right home insurance simple. By partnering with top carriers like Farmers, we help you compare options and find the best coverage for your needs. Here’s why homeowners trust Goosehead:

• Easy comparisons between policies because we make them for you
• Expert guidance to help you make informed decisions
• A simple, hassle-free process
• Exceptional service and reliable support