Home insurance is a big sigh of relief when the unexpected happens. It offers assistance from unexpected losses during challenging times. Here's what home insurance can help with: 

• Fire damage 
• Theft or vandalism 
• Natural disasters like windstorms or hail 
• Liability claims if someone is injured on your property 
• Loss or damage to personal belongings 

With a strong home insurance policy, you can rest easy knowing your property, possessions, and financial future are secure.  

With Lemonade, policies are straightforward and flexible, giving you confidence that you're prepared for the unexpected. Here's what Lemonade offers for home protection: 

• Dwelling Coverage: Protects the structure of your home, including walls, roof, and attached structures, in case of covered damages.
• Personal Property Coverage: Safeguards your belongings, like furniture, electronics, and clothing, against theft or damage.
• Liability Coverage: Covers legal and medical expenses if someone is injured on your property.
• Loss of Use Coverage: Helps with temporary living expenses if your home becomes uninhabitable due to a covered event.
• Scheduled Personal Property: Offers comprehensive coverage for valuable possessions, including jewelry, fine art, cameras, bicycles, and musical instruments. **
• Equipment Breakdown Coverage: Safeguards electronics and appliances against damage resulting from mechanical or electrical failures. **
• Extended Rebuild Cost Coverage: Provides additional dwelling coverage if rebuilding costs exceed your policy’s limits due to rising construction expenses. **
• Water Backup Coverage: Offers protection against damage caused by water backing up through sewers or drains, as well as overflow from a sump pump. **

This isn’t a full list of what Lemonade offers for home insurance, and these descriptions are general in nature. One of our Goosehead agents can work with you to find the coverage that you need for your Lemonade home insurance policy. 

It’s also important to note that Lemonade’s offerings may not be available nationwide.. 

** = Optional coverage that must be added to your policy 

Lemonade home insurance is known for its affordability. The actual cost of your policy depends on several factors, including:  

• Location: Homes in areas with higher risks for natural disasters or crime may have higher premiums.
• Home Features: The cost to rebuild your home based on square footage, rooms, an matierals influences your policy price.
• Coverage Limits & Deductibles: Higher coverage limits or lower deductibles may increase your premiums.
• Credit Score: A higher credit score shows financial responsibility and can lower insurance costs.
• Claims History: Recent or frequent claims indicate higher risk, leading to increased costs.

Lemonade’s technology powered system ensures you get a highly competitive rate tailored to your needs.  

Lemonade offers several ways to reduce your home insurance costs:  

• Bundle Policies: Combine home and pet or life insurance through Lemonade for a discount.
• Protective Devices: Install smoke alarms, burglar alarms, or fire sprinklers to lower your premium.
• Ask about discounts: Some discounts may be available for certain situations, so it's best to ask what might be available.

With these options, it’s easy to keep your coverage affordable while ensuring your home is well protected.  

Goosehead Insurance makes finding the right home insurance policy simple and stress-free. Here’s why homeowners trust Goosehead and Lemonade:  

• Comprehensive Comparisons: We evaluate Lemonade alongside other top carriers to make sure Lemonade is right for you.
• Expert Guidance: Our agents walk you through your options, ensuring you understand your coverage.
• Streamlined Process: From getting quotes to finalizing your policy, we handle everything efficiently.
• Exceptional Support: Goosehead and Lemonade provide reliable customer service to assist you whenever you need help.

With Goosehead and Lemonade, you gain access to modern, tech-driven insurance and personalized support.