Home insurance is a critical safety net, protecting your most significant investment—your home. It covers unexpected losses from events like: 

• Fire
• Theft
• Natural disasters
• Liability claims

Mercury's home insurance offerings can protect your home’s structure, your personal belongings, and offers liability coverage if someone is injured on your property.  

With a home insurance policy, you can enjoy peace of mind knowing your assets and financial future are secure.  

Mercury's home insurance policies are designed to protect what matters most. With straightforward policies and flexible coverage options, Mercury ensures you're prepared for the unexpected. 

Here are just some of Mercury’s offerings, including standard coverage and optional additions:  

• Dwelling Protection: Protects your home from damage caused by fire, storms, lightning, smoke, and similar risks.
• Personal Property: Covers household items against fire, theft, and other losses.
• Personal Liability Protection: Provides coverage for injuries or property damage caused to others in a covered incident.
• Home Systems Protection: Covers essential appliances and electronics, helping with repair or replacement costs when they break down. **
• Identity Management Services: Safeguard, manage, and restore your identity, providing peace of mind for you and your loved ones. **
• Home Cyber Protection: Offers families protection against data breaches, software malfunctions, and problems with connected home devices, ensuring peace of mind in the digital world. **
• Service Line Protection: Pays up to $10,000 per service failure. The line must be owned and insured, or if you have a legal obligation to cover the service line. **
• Extended Replacement Cost: Offers up to 150% additional coverage to help rebuild your home after a covered loss. **
• Identity Theft Protection: Covers expenses incurred due to criminal identity theft **

At Goosehead, we can customize your policy to fit your needs and be ready for life’s surprises (note that some of these options are subject to policy terms and are general in nature). 

It's important to note that Mercury may not have offerings in every state nationwide. 

** = Optional coverage can be added to your policy. 

The cost of a Mercury home insurance policy depends on several factors, including:  

• The cost to rebuild your home based on home features like square footage, materials, etc.
• Your home's location, as certain areas are more prone to accidents or theft
• The age and condition of your home. Newer homes have modern materials and meet modern building standards
• Installing safety devices that can help prevent fires or leak detection
• Coverage selections and deductible amounts.

Mercury is committed to offering competitive rates and Goosehead helps find policies that work for your budget, so you get great protection without breaking the bank.  

Mercury offers several ways to either save or get discounts on your policy:

• Bundling: Mercury offers a multi-policy discount if you bundle home insurance with another policy.
• Minimal Claims: Maintaining a claim-free record (3 or more years) helps lower your rates.
• Security Systems: Installing smoke alarms, fire protective devices, water leak detection systems help you qualify.
• Disaster proof home: Installing features to help harden your home against storms or water damage help lower premiums.  

Goosehead Insurance makes finding the perfect home insurance policy simple and stress-free. Here’s why homeowners trust us for their Mercury home insurance needs:  

• We compare offerings for you, so we can make sure Mercury is the right fit for your needs.
• Our team provides expert guidance and personalized recommendations for your area. 
• Our process is quick, straightforward, and hassle-free. 
• Goosehead agents are committed to giving you high-quality service every step of the way.