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© 2026, Goosehead Insurance Agency, LLC. © 2026, Goosehead Insurance Agency, LLC. All rights reserved. Goosehead is a full service property and casualty insurance agency. Coverages may not be available in all states or for all insurance companies. The description of coverage is for informational purposes only. Actual coverages will vary based on local laws, product availability, and the terms of the policy issued. To see a list of our corporate office license numbers see links below.
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Get the best quotes from top-tier carriers with insurance experts ready to protect what matters most.
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See why thousands of clients trust Goosehead for their insurance needs.
Yes, if you have financed your home through a mortgage lender, home insurance is required. Otherwise, there are no state laws requiring home insurance. Even if you’ve paid off your mortgage, home insurance is still strongly recommended because it can help ease financial burden after a covered loss.
Standard home insurance policies will cover:
Specific perils that home insurance cover include:
Additional endorsements or coverage can be acquired for your policy to cover:
What’s NOT covered by standard home insurance coverage:
Selecting the right insurance in Miami can feel overwhelming, but Goosehead Insurance takes the guesswork out of the process. Here's why Miami homeowners trust us.
Goosehead is a tech-focused brokerage offering access to 200+ carriers nationwide, giving clients the power to choose the best coverage for their needs.
“EXTRA MILE”
Bill went the extra mile for me to try and get the cost of my flood insurance as low as possible and made the extra effort to communicate with my bank about the flood insurance and to get my home equity loan expedited.
“STRESS FREE”
Joe was super amazing!! He got me a better insurance plan, and flood insurance for WAY cheaper literally thousands cheaper than what I was being quoted at other agencies. Made the experience super easy and stress free.
“THOROUGH”
Quick and thorough response to all my questions, as well as giving us information on alternative flood options. Also, the ease (electronic documentation, signatures) of processing the renewal, etc. of the policies.
“PROFESSIONAL”
Very knowledgable and great rates. I have complicated insurance needs too with 3 motorcycles, 3 cars and a home!
“SAVE”
Amazing service and worked to help me find an awesome solution for not just my home owners insurance but to combine it with my car insurance to get lower rates and help save us money.
“EXCELLENT”
Honest and Professional. Can't thank Wes and his office for helping my husband and I with our Home and Auto Insurance. They provided us with excellent policies at highly competitive rates. And their service is second to none!
“PHENOMENAL”
Tim was phenomenal and really took his time to research and explain the Insurance products Goosehead can provide. He saved me money on my car insurance and the rates and coverage I'm getting for my home, car (and even umbrella) insurance are absolutely fantastic.
“BEST”
Monica worked hard to find me the best possible home insurance rates, which was challenging due to the home's location in a flood zone. She took the time to explain things carefully and thoroughly with patience and compassion.