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Ricky Phillips

License #: 3000407483
4.9 OUT OF 5 STARS
star star star star star (146 Reviews)
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About Ricky
Ricky Phillips is an agent with Goosehead Insurance located in Huntsville,  AL. Ricky  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Ricky is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Ricky and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: AL, TN, GA
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1300 Meridian Street, Suite 200a
Huntsville, AL 35801
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 146
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Jennifer D., Jun, 16 2024
Ricky was great to work with. Everything was quick and handled very professionally.
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Eddie S., Jun, 01 2024
Fully explained the contract..went over it line item by line item on the coverage.
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Carol P., May, 25 2024
By the time I contacted Ricky I had spoken to several different brokers, I was frustrated with the lack of knowledge these people had. Once I spoke to Ricky I could tell he knew what he was talking about and sure enough he came through with the perfect plan. With that said he also now has my car insurance policy. Goosehead is fortunate to have him!
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Erin M., May, 22 2024
Ricky did an amazing job at giving me the best possible low rate. He got it down over $1000 a year. I'm very happy with this company.
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Shawn A., May, 21 2024
Quick, kind, helpful!!
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Richard T., May, 05 2024
Ricky was awesome to work with and efficient.
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Sharon S., Apr, 04 2024
My need for auto insurance was taken of efficiently - same day service!
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Lori R., Apr, 03 2024
Fantastic personality with intelligence and professionalism!!
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Terry P., Mar, 11 2024
Ricky was professional and communicated and stayed in touch with me during the process.
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Toby F., Mar, 08 2024
Very helpful
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Rex R., Feb, 26 2024
service
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Robert H., Jan, 08 2024
Ricky was great - worked with me and helped find the best policy for me.
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Camilla C., Jan, 04 2024
Great rate and great service
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Michael R., Dec, 28 2023
They have been emailing about any help that I need alll the time.
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Constance O., Dec, 17 2023
Ricky Phillips was so nice and so easy to work with. Great experience.
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Canann H., Dec, 09 2023
Ricky was very helpful. He explained everything in terms I could understand and was very timely with his work to help finish out my mortgage process.
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Jordan S., Nov, 01 2023
Super helpful and easy to get in touch with
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Nicholas B., Oct, 12 2023
Ricky was a pleasure to work with
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Jared N., Sep, 28 2023
Ricky Phillips is a legend, a true champion in the field of insurance. Gives you the best rate possible, without the hassle. I would recommend him to all of my friends and family. A job well done.
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Linda D., Sep, 07 2023
Ricky Phillips does all the work for you! He’s awesome!!
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Mikel F., Sep, 07 2023
Agent was quick to respond and helpful.
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Brandon D., Aug, 11 2023
Ease of process and knowledge of Ricky Phillips
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Misty B., Aug, 07 2023
He is very friendly and seems to actually care about his clients. Very nice and helpful guy!
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Randy S., Aug, 04 2023
Great Service! Great Company!
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Madelyn P., Jun, 17 2023
Ricky made this process extremely easy for me. Everything went so smoothly, he got me exactly what I was looking for, and to top it all off, he was so nice and so friendly!
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Alencia H., Jun, 06 2023
I reached out to Ricky Phillips and within a few hours he provided me with a plan that was customized to what was best for my home. Great overall service!
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Jennifer C., May, 31 2023
Ricky was super helpful and has made the whole process very easy!
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Melissa S., May, 11 2023
Urgency of reply/ correspondence. Friendliness/ helpfulness of staff
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Brian S., May, 04 2023
Ricky Phillips was beyond wonderful to work with. His promptness, attention to detail, and genuine support was second to none.
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Jordan L., Apr, 28 2023
Agent was very friendly and helping over the phone. Easiest transaction and best deal.
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April L., Apr, 25 2023
Friendly, price, and quick responses!
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Corinne S., Apr, 20 2023
Ricky had amazing customer service, was very fast, and found a great rate!
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Joshua F., Apr, 17 2023
Ricky was absolutely awesome! He was quick and courteous and was highly knowledgeable. I would recommend him to everyone I know!
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Caidry D., Apr, 12 2023
Ricky was very knowledgeable and friendly.
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Steven F., Apr, 06 2023
Ricky was very helpful
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Jose C., Mar, 17 2023
Ricky did a great job with making the perfect packet for the house we recently bought and adding our cars to make it more affordable. His explaining made it a lot easier for me to understand him.
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Austin M., Mar, 07 2023
Got a great rate. Ricky was a big help and very friendly.
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Hannah R., Mar, 07 2023
Ricky is very efficient and quick, and got me amazing prices
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Tabatha R., Feb, 25 2023
He was friendly, quick, and got me a good deal.
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Chloe J., Feb, 21 2023
Quick, easy communication and not pushy at all. Genuinely seemed to want to get us the best rate.
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Anna O., Jan, 20 2023
Ricky is excellent! He is eager to help and very imformative.
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Jodi W., Jan, 13 2023
Ricky was so helpful and quick to respond to my questions and needs. He searched and found the best company for me and provided quotes that gave me choices. He answered all my questions and guided me through the process professionally. I will always call him in the future with this type of need.
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Bobby L., Jan, 11 2023
Professional and courteous. Costs are very competitive as well.
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Gerald S., Jan, 08 2023
He was very professional and courteous
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Jeanee H., Dec, 15 2022
Ricky Phillips did an excellent job addressing my new home and car insurance needs.
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Stephen B., Dec, 12 2022
Friendly, thorough, and helpful service.
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Dennis M., Dec, 07 2022
Home ins
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Kalah E., Dec, 01 2022
Ricky was very polite and professional. He explained everything in a way I understood.
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Robert E., Nov, 29 2022
Ricky explained everything in a way I understood and was very polite and professional.
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Amanda W., Nov, 25 2022
Ricky was very friendly and helpful
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Kendall D., Nov, 11 2022
Amazing, personalized service.
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Nicole S., Nov, 10 2022
Service and price.
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James H., Nov, 04 2022
Super Service I wish everyone I do business with did there job as well as Ricky
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Amanda F., Oct, 29 2022
Had the best quote. Saving us a good bit of money.
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Rosbelt G., Oct, 28 2022
Easy to talk to, patient as I had to put him on hold, and he kept giving me better news.
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Tonya M., Oct, 10 2022
Ricky answered all my questions and took very good care of me in my decision

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