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Richard Holmes

License #: 0G89808
4.9 OUT OF 5 STARS
star star star star star (110 Reviews)
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About Richard
Richard Holmes is an agent with Goosehead Insurance located in Half Moon Bay,  CA. Richard  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Richard is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Richard and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: CA
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785 Main Street, Suite 202
Half Moon Bay, CA 94019
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 110
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Javier R., Jul, 09 2024
Quick and Good service
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Savannah S., Jun, 20 2024
Richard is knowledgeable, creative, clearly responsive and highly professional. We have referred friends to him already.
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Tina B., Jun, 10 2024
Excellent responsiveness & communication.
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Jean P., May, 24 2024
They were very nice and helpful. Price was good.
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Ashley H., May, 20 2024
Great communication, easy to work with, met our deadline.
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Patti L., Apr, 18 2024
Richard has been totally accessible and worked on this right away. Great guy and he did a great job explaining the policy.
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Karen P., Apr, 12 2024
Very friendly service; kept working with me despite technical issues until it was resolved.
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Claire H., Apr, 03 2024
Confidence, simplicity, & price
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Debra M., Mar, 26 2024
GREAT CUSTOMER SERVICE
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Florian C., Mar, 16 2024
Quick follow-up and good communication
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Alan G., Feb, 29 2024
Responsive and informative agent
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Tali B., Feb, 16 2024
Friendly, knowledgeable, fast and highly responsive
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Richard B., Dec, 23 2023
Great customer service
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Thomas C., Dec, 20 2023
Richard is the best. He always answers the phone, is knowledgeable, and Helpful. I am planning on using him for the rest of my insurance needs.
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Justin H., Nov, 29 2023
Fast, comprehensive, clear, and friendly service.
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Jamie D., Nov, 28 2023
I had spoken to Richard prior to signing on. I was aware of the issues the Industry is having with coverage in California. I am happy to know MetroMile is continuing in California. I plan on upgrading my Policy and am happy with the entire concept of MetroMile.Thanks.
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Vylynh V., Nov, 02 2023
Richard was extremely responsive and helpful. Highly recommend and would refer to friends and family.
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Stefani P., Oct, 26 2023
I had a great experience. Rich was super helpful looking at various insurance providers to find the best fit and I really appreciated that!
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William G., Oct, 20 2023
Personal Service and follow-up.
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David G., Oct, 07 2023
The insurance buying experience is always stressful. Working with Richard Holmes was a pleasurable endeavor. Many thanks Richard. -David
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Thomas W., Sep, 28 2023
The rate was much better than what I got from Farmers and I enjoyed talking to a local (Richard)
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Jeffrey F., Sep, 24 2023
Excellent service
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Charles V., Aug, 31 2023
Richard responded fast , for the quote home and auto insurance
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Susanne H., Aug, 02 2023
Rich is experienced, competent, friendly, almost always available, and got us a great quote for a new home insurance!
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Tiffany L., Jul, 14 2023
Ease of process Easy communication
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George F., Jun, 21 2023
Very knowledgeable
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Maggie U., Jun, 04 2023
Agent Richard gave me a good quote. Compare to my current auto carrier, much cheaper.
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Eugene P., Jun, 01 2023
Helpful with all issues
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Kelly U., Mar, 24 2023
Richard was very helpful with onboarding my insurance, patient and kind. He’s very accountable and I appreciate that.
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Jarvis B., Mar, 13 2023
Richard Holmes was really awesome in helping me and making things so much easier.
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Sheila L., Mar, 04 2023
Very nice, knowledgeable, helpful. Made the whole process easy. It was a pleasure to work with Richard.
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Elvin K., Mar, 03 2023
Richard was responsive, fast, efficient, and provided exactly what I was looking for. Thank you!
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Tracey E., Mar, 03 2023
Richard made the process of getting insurance easy and fast.
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Joseph H., Feb, 24 2023
All so quick and easy Richard was very redponsive
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Isobel f., Feb, 19 2023
Goosehead was very helpful, responsive and knowledgable through the whole process.
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Peter L., Feb, 16 2023
Rich was very helpful to sign me up for a new Insurance Policy for my 2019 Explorer. He was very professional and knowledgeable.
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Ricardo M., Feb, 15 2023
Richard returned my call quickly and was very knowledgeable. He gave me everything I needed to begin my new policy with Metromile.
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Eric J., Feb, 15 2023
got great customer service
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Dennis M., Feb, 13 2023
Richard was extremely professional and helpful. He made the entire process super easy and was a joy to speak with.
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Gladys S., Feb, 10 2023
was satisfied with service
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Kelly D., Feb, 07 2023
Great, friendly professional service at an affordable rate.
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Ryan K., Feb, 04 2023
Richard was very helpful, patient and answered all my questions.
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Tony C., Feb, 04 2023
Richard put in the extra effort to get this wrapped up for me!
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Kim R., Feb, 01 2023
Representative very helpful. Pleasant & took care of what I needed.
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Devi G., Jan, 31 2023
Communication was clear and quick turn around
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David G., Jan, 14 2023
Richard answered all my questions up front, without pressuring me. He gave me the quote I needed and I was able to complete everything online with no problem. I would definitely send anyone I know to Richard. It's nice to do business with an honest person who speaks English. Thank you, David
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Ryan T., Jan, 08 2023
A+
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Allan H., Jan, 08 2023
easy to do no big deal issues
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Justin C., Dec, 30 2022
star star star star star
Hale G., Dec, 12 2022
CUSTOMER SERVICE
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Gillian J., Dec, 08 2022
Super easy to work with, friendly and helpful
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Woosok C., Dec, 08 2022
Good suggestion, and satisfying
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John B., Dec, 05 2022
Excellent customer service. Very knowledgeable and pleasant to work with.
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Adrianne G., Dec, 04 2022
He was always available, informative and very professional.
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Eta L., Dec, 01 2022
Richard was professional, friendly, and organized. He provided reasonable quotes for our cars, and he made the whole process very easy and smooth. Thank you and give him a raise!
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Osamu S., Nov, 26 2022
friendly and helpful
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Lawrence C., Nov, 24 2022
Friendly
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Jasmyn W., Nov, 22 2022
Great customer service
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Hope A., Nov, 17 2022
Excellent service got my coverage within 10 min very kind and helpful
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Bailli C., Nov, 10 2022
Easy and price! Richard was very helpful
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Sharon W., Nov, 05 2022
Friendly, easy to work with and I got what I wanted.
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Akhil G., Nov, 03 2022
Richard was pro-actively helpful and responsive. Excellent agent.
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Claudia S., Nov, 03 2022
Quick and friendly service!
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Jordan C., Nov, 03 2022
Richard's customer service is awesome. He is very through, responsive, & informative. Plus he saved us a ton of money.
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Max K., Oct, 29 2022
Richard Holmes was very accessible and responsive, helping me find reasonable coverage for a hard-to-insure property on the Coastside
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Kimberley H., Oct, 27 2022
Richard was efficient knowledgeable & the process was smooth & quick
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Amy B., Oct, 07 2022
Professional, prompt, friendly, helpful

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