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Lou Tharayil

License #: W573130
star star star star star (99 Reviews)
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About Lou
Lou Tharayil is an agent with Goosehead Insurance located in Zephyrhills,  FL. Lou  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Lou is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Lou and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: FL
5720 Gall Blvdm STE 1
Zephyrhills, FL 33542
Languages spoken:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
You’ve got the best of the best.
Meet the team.
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 110
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Sri H., Jul, 12 2024
Amazing customer service and quick response from both Lou and Leo! Great people to work with.
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Craig B., Jul, 10 2024
Fast, responsive service and best rate quote
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Jittymol G., Jun, 20 2024
Very prompt response
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Julie A., Jun, 16 2024
Easy to communicate and the fast action
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Seth G., Jun, 13 2024
Great customer service
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Sherwin T., Apr, 03 2024
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Jayaraj N., Mar, 29 2024
Understanding the customer's needs and offering excellent customer service. Kudos to you!
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Mariamma M., Feb, 18 2024
Insurance agent Mr. Lou Tharayil was efficient, followed through ,was reachable at all times and reliable. Very pleasant too.
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Jacob M., Feb, 18 2024
Agent Mr Lou Tharayil was prompt and professional.
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Srinivasarao K., Feb, 10 2024
Promptly response..
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Abraham C., Dec, 15 2023
Quick response
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Suby E., Oct, 19 2023
Timely response and reasonable price
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Sabu K., Oct, 16 2023
Agents did a great job
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Shelvin j., Jul, 30 2023
Customer service from Lou Tharayil.
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Johni P., Jul, 20 2023
He is so good spending time to research with different carriers to find a good rate for me. He saved more than $1000 on my 6-month auto policy premium. I will definitely recommend Leo.
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Anitha K., Jul, 13 2023
Excellent service
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Leelamma A., Jun, 30 2023
Affordable price, very courteous etc
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John P., Jun, 30 2023
Lou is a good friend of mine and I would like to promote his business.
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Jacob J., Jun, 16 2023
The price is very reasonable and the agent was very helpful to achieve our goals.
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John J., Jun, 02 2023
Agent was good
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Archana P., Jun, 02 2023
Awesome experience
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Jyoti D., May, 09 2023
User friendly and prompt customer service.
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Jain C., May, 04 2023
Overall best insurance
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Melbin M., May, 04 2023
Best insurance 100% satisfied
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Jackson F., May, 02 2023
Lumon Tharayil is the answer, he is really worth to Progressive Insurance company, loyal, dedicated, friendly, kindly, last word excellent, he is truly exceptional.
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Alen R., Jan, 31 2023
Great service
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Jomon T., Jan, 27 2023
Agent, Lou was very clear and answered all questions really well!
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Abraham L., Jan, 25 2023
Good customer service
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Bindhu C., Jan, 24 2023
Service was excellent
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Sudhakar P., Dec, 27 2022
Thank you very much. Lou is awesome !
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Donel T., Dec, 24 2022
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Sanu K., Dec, 10 2022
Mr. Lou was very helpful to get the best coverage
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Joby P., Nov, 26 2022
Good service
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Premakumar V., Oct, 22 2022
Awesome customer service

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