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About Carol
Carol Frase is an agent with Goosehead Insurance located in
Chester, MD. Carol joined
Goosehead because of her unwavering
commitment to take care of her clients. Using cutting edge technology to
shop with dozens of "A" rated insurance companies in just a few short
minutes, she is able to find the right coverage at a competitive price.
She takes the time to review all of the options and customizes a policy
based on the unique risks and desires of each client. After finalizing
an option, Carol is backed by a service team that has the highest
client loyalty rating in the industry. Request a quote from Carol
and you will quickly understand why Goosehead is one of the fastest growing
distributors of home and auto insurance in the United States.
States Licensed In:
MD, VA, DE
Connect
116 South Piney Rd Suite 204 A & B
Chester, MD 21619
Chester, MD 21619
Languages spoken:
English
English
Hours:
We’ve got you covered,
and then some.
Homeowners Insurance >
Auto Insurance >
Flood Insurance >
Renters Insurance >
Condo Insurance >
Landlord Insurance >
Motorcycle Insurance >
Boat Insurance >
RV Insurance >
Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
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It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
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Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
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Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
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From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
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A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
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Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
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Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
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Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
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As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
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HOMEOWNER INSURANCE
Homeowners Insurance 101
After looking at dozens of houses you found a property you love. You’ve managed to come up with a down payment, get approved by a lender, and started wrapping your knick knacks in newspaper. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?

AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started!

SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to cover injury to others, legal fees and litigation, excessive property damage, and more. Relatively cheap, it can give you protection from a sudden and serious situation.

HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Glenn H., Nov, 11 2023
The best!
Jeffery B., Nov, 07 2023
Carol Frase
Daniel G., Nov, 07 2023
Carol is amazing! Top notch and is easily accessible! Thank you
Anthony T., Oct, 27 2023
Insurance companies don't come up too often in normal conversations, but if someone did ask, Goosehead would be a recommendation.
Kenneth N., Oct, 25 2023
Carol was extremely helpful in meeting our needs.
Genita S., Oct, 21 2023
Carol got me my loser eats after searching around with other companies
Ami C., Oct, 21 2023
Very responsive
Ryan H., Oct, 17 2023
Carol was great. Very professional and knowledgeable. Gave great advice and help while comparing coverages. Would highly recommend.
Anatoliy S., Oct, 05 2023
Very effective, fast and friendly service.
Diane M., Sep, 21 2023
Quick response with recommendations to save money and with better policies.
Wendy R., Sep, 13 2023
Carol was very helpful in explaining all of our insurance needs and finding us the best rate. She took the time to answer our questions and made us feel very comfortable switching our policies to her.
Michael M., Sep, 01 2023
Carol was extremely knowledgeable and helpful. She knows her business, and she helped us feel confident about making a change in companies after four decades with the same vendor. We look forward to a lasting relationship with her as our broker. I would certainly recommend her without hesitation.
Susan E., Jul, 25 2023
Pricing on the new policy was considerably cheaper for more coverage. Carol was very knowledgeable and explained every policy to me in a clear precise manner.
John M., Jun, 01 2023
Excellent customer service from the agent - Carol Loveless
Edward E., Jun, 01 2023
Nice agent
Timothy M., Apr, 30 2023
carol was very helpful
Francine M., Apr, 22 2023
Carol Frase was wonderful to work with. She made herself very available.
Charles F., Apr, 17 2023
Carol took the time to ask questions and personalize a plan for my husband and I. She also broke down what was covered under each, she was very patient with me. She was recommended online when I reached out to locals on Facebook, I agree with them!
Katelyn P., Apr, 15 2023
My experience was very personable, Carol was so helpful and informative!
Ryien C., Mar, 26 2023
Carol Frase was absolutely AMAZING ! I could tell she genuinely wanted to help me out. She’s also very responsive and made me feel extremely comfortable , as I had been with my previous company and agent for years!
Thomas O., Mar, 13 2023
Attentive, professional.
Robert S., Mar, 11 2023
Customer service was phenomenal
Carolyn M., Feb, 23 2023
Ms. carol was very knowledgeable and helpful.
Wendy H., Feb, 19 2023
Excellent service
Jeffrey D., Feb, 13 2023
Things where very fast an no easy
Michael E., Feb, 07 2023
Great rates, great service. Best insurance experience ever!
Josh A., Jan, 30 2023
Carol is the best. I left my previous insurance company after 22 years is the proof.
Peter B., Jan, 27 2023
Carol worked to get me a good price and communicate through the process keeping me informed.
Jennifer N., Jan, 19 2023
Carol was fantastic to work with. She was responsive, informative and super friendly. She had our best interest at the forefront of our conversations.
Linda G., Jan, 13 2023
I love working with Carol. She listens, she's quick to respond and makes getting insurance a pleasure. Best agent!!!
Jeffrey G., Jan, 13 2023
Great communication. Quick response. Ease of getting coverage.
Charlotte Z., Dec, 11 2022
Carol is very personable and knowledgeable. She went the extra mile to find coverage for my duplex.
Beth M., Dec, 01 2022
Carole Frase is terrific
Karen P., Nov, 07 2022
excellent service and attention to details, and Savings!!
Joseph O., Nov, 01 2022
Great personality, very friendly and made the whole process easy and was very helpful and insightful
Lisa D., Oct, 20 2022
We got the job done