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Oscar Payan Jr

License #: 2785659
star star star star star (38 Reviews)
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About Oscar
Oscar Payan Jr is an agent with Goosehead Insurance located in El Paso,  TX. Oscar  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Oscar is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Oscar and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: NM, TX
Languages spoken:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
Homeowners Insurance 101
After looking at dozens of houses you found a property you love. You’ve managed to come up with a down payment, get approved by a lender, and started wrapping your knick knacks in newspaper. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to cover injury to others, legal fees and litigation, excessive property damage, and more. Relatively cheap, it can give you protection from a sudden and serious situation. 
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 38
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Adan C., Feb, 29 2024
The person who served us was extremely friendly and professional, and projected confidence in what he does.
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Ninfa A., Feb, 27 2024
Oscar Payan fue amable y muy profesional, respondió a todas nuestras dudas y preguntas con claridad y nos ofreció una cobertura con un ahorro significativo, el cuál nuestros bolsillos lo van a agradecer.... Sin duda ALTAMENTE recomendado....
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Karina G., Feb, 27 2024
Oscar Payan is very attentive and answers our questions
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Alejandra D., Feb, 23 2024
He was very good at answering all my questions
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Jose R., Feb, 08 2024
Oscar Payan was very polite and not pushy at all. Very straight forward at first impression.
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Erich H., Feb, 02 2024
Oscar is amazing
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Christian R., Jan, 31 2024
It was the best quote I received.
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Carlos M., Jan, 30 2024
Great service and the agent was very concerned for my family so that made me feel safe.
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Paulette V., Jan, 30 2024
Oscar Payan walked us through every step of the process. He was such a proactive person and got us an amazing deal
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Nicholas E., Jan, 27 2024
Great customer service
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Ivan M., Jan, 27 2024
It feels good to know there’s still great customer service out there!!! Oscar Payan actually listened to me and found the policy that fits my needs! Thanks again sir and you’ve gained a customer for a lifetime.
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Arturo M., Jan, 18 2024
Oscar went above and beyond to ensure we got the best price for our auto and renters insurance ! He worked around our schedule and always made time to answer any questions we had and gave us peace of mind that in the new insurance we were looking into and the big savings he was able to get for us as well !
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Arturo M., Jan, 08 2024
Oscar was very knowledgeable and showed us comparisons on our current insurance vs new insurance great job on Oscar’s part
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Victor A., Dec, 24 2023
Oscar is very knowledgeable and takes his time to go through everything you need to know.
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Debra A., Dec, 07 2023
Mr. Payan was very knowledgable, answered all my questions. He was able to find me a better quote with the adjustments made to my plan.
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Marisa S., Dec, 05 2023
Great attitude and very helpful
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Teri K., Sep, 13 2023
Oscar listens to client and explores the best options for the scenario. He is polite, respectful and informative. As a person with over 20 years working in the insurance industry, I have never met anyone as EXCELLENT as Oscar Payan Jr. 10 STARS all the way
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Rocio L., Sep, 09 2023
He helps a lot!
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Jo A., Aug, 17 2023
Oscar did a great job for us. He truly went above and beyond to obtain necessary information from the local fire department.
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Sarah K., Jul, 10 2023
Oscar Payan is a great agent. Asks a lot of questions and listens to my needs. Worked very hard to formulate a quote and policy that I could afford b it also offered the coverages I needed
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Andrea M., Jul, 06 2023
Oscar is great agent helped me with my insurance since I was struggling a lot to get a good quote, he was very patience with me and helped me a lot
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Kristopher W., Jun, 22 2023
Oscar was of tremendous help and explained all of the different options available to me
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Aishah A., Jun, 15 2023
Excellent service, attention to detail, very thorough and efficient. Great job Oscar.
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Michael D., Jun, 04 2023
The agent was kind respectful and answered all my questions also was noligable
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Wayne S., Jun, 01 2023
Friendly and informitive.
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Philip C., May, 30 2023
Quick and easy and the price
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Madison R., May, 01 2023
Oscar went above and beyond for me!
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Sylvia D., Apr, 09 2023
Mr. Payan is very knowledgeable and worked hard on getting us the best insurance plan possible. He is very professional.
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Luis S., Apr, 01 2023
Oscar knows what he’s doing and very helpful
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Hermilo S., Mar, 25 2023
Por tener buen servicio y buen ahorro con la aseguransa , 10
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Elda D., Mar, 24 2023
Great service
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Daylen J., Dec, 08 2022
Great help and info that was given to me
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Roberto D., Nov, 17 2022
Time taken to answer and review many options for my specific needs. Sometimes cheapest is not always best for long term needs.
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Hilda G., Nov, 17 2022
Awesome service will definitely recommend!!
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Moses U., Oct, 19 2022
Great service

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