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Matt Cernyar

License #: 741104
star star star star star (80 Reviews)
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About Matt
Matt Cernyar is an agent with Goosehead Insurance located in Heber City,  UT. Matt  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Matt is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Matt and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: UT, AZ, TX, WY, CO, ID
474 South Main Street, Suite B
Heber City, UT 84032
Languages spoken:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 80
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Kierra B., May, 31 2024
Matt is great!
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Rick G., May, 16 2024
Prompt service, good price, met my needs.
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Abbey D., May, 11 2024
Matt was very knowledgeable and friendly. Great follow up!
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Lauren W., May, 11 2024
Responsive, informative, good price
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Richard G., May, 04 2024
My agent has been very helpful, quick to respond and very professional.
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George M., May, 03 2024
Matt was on top of it all. If there was a 10+ score I would give that. Very personable and friendly. Knowledgeable and informative.
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Clark K., Apr, 14 2024
Matt was professional and efficient
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Timothy W., Apr, 09 2024
Great service!
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Brayden T., Apr, 09 2024
Great service and response time!
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Judith M., Mar, 28 2024
great experience with Matt! Thank you.
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Mark E., Mar, 15 2024
Relentless pursuit of a policy that will work
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Kelly A., Mar, 15 2024
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Irene D., Feb, 21 2024
An honest approach no hard selling
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Joshua D., Jan, 15 2024
Matt is so helpful and attentive. Everyone has had an experience when they are acquiring about a service and they provide all the necessary information and get a supper delayed response or no response at all. I never felt that way working with Matt he gave us all the options labeled both price high to low but also by how high quality the insurance was. I felt that working with Matt was very personable. Thanks Goosehead
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Dane A., Dec, 23 2023
Above and beyond service in my eyes. Literally saved me from possibly loosing the deal completely. Thank you Matt!
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Brett D., Dec, 22 2023
Matt worked efficiently to get us the coverage we needed without excess or unnecessary expenses. He was friendly, accessible, and worked quickly so we could get documents to underwriting in a timely fashion. We will highly recommend using him to friends and family.
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John A., Sep, 22 2023
Very knowledgeable and helpful in finding me the best rates. Kind and great to work with.
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Pam S., Aug, 29 2023
Responsive, friendly, thorough; took the pressure off
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Jennifer H., Aug, 28 2023
Matt was extremely fast in his response and help! He was very knowledgeable and helpful in explaining everything. He was fabulous!!! :)
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Alia C., Aug, 27 2023
It was super easy to get in touch with Matt and we were able to get great coverage for a very reasonable price.
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Edward F., Aug, 17 2023
Polite, friendly, knowledgeable and overall pleasant experience.
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Tina D., Aug, 15 2023
Great Rates and excellent service from Matt Cernyar
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Wayne K., Aug, 15 2023
Excellent Service and follow up from Matt Cernyar
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Courtney S., Jul, 13 2023
Matt was so incredible to work with! He promptly answered and found me an incredible deal on an awesome policy! The best experience of buying my first home yet! Will definitely forever be a client of his.
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Helen A., Jul, 12 2023
Matt’s service was excellent.
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Frank A., Jul, 12 2023
Matt’s service was excellent.
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Joshua B., Jul, 09 2023
Fast easy affordable patient I mean what else can you ask for right there!
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Janice A., Jul, 01 2023
Matt Cernyar was awesome - quick and thorough
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Andrew M., Jun, 27 2023
Matt is the best in the insurance world. He walked my wife and I through home and auto insurance that we had and the benefits of going with his insurance. We ended up getting more coverage at a much lower cost going through Goosehead Insurance. Thank you very much Matt! Andrew Mines
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Stephen J., Jun, 23 2023
Matt Cernyar was amazing to work with! Extremely knowledgeable and was a huge help throughout the process. Highly recommended!
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Allison M., Jun, 21 2023
Matt is a great agent. Very grateful for his help!
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Jefferson M., Jun, 21 2023
Matt explained the coverages with expertise and knowledge that gave me confidence to move forward with him as my new broker!
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Dayton R., Jun, 01 2023
Knowledgeable and courteous
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Samantha M., May, 31 2023
Matt was very knowledgeable and easy to work with. His goal was to make sure we had the same, or better, coverage, and he cut our cost while doing so. Highly recommend him
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Kenneth M., May, 30 2023
Good service, reasonable pricing, fast answers.
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Christopher G., Apr, 04 2023
Matt has been an incredible agent at every point of contact
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John F., Feb, 22 2023
The service was exceptional. Matt is wonderful to work with and provided a lot of useful information as well. Fast, friendly, and reasonable quotes. We appreciate your service and look forward to working with Matt again in the future.
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Feng f., Feb, 17 2023
very nice to me. took time for me to understand
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Sophie E., Jan, 20 2023
Goes above and beyond to take care of costumer
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Shreen E., Jan, 19 2023
Matt was very easy and efficient to work with
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Calli W., Dec, 21 2022
Matt was very helpful during this fast and stressful move. So grateful for all of his help to find the best deals.
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Amy P., Dec, 21 2022
Matt was awesome. He was fast, got me a screaming deal, and very friendly. He understood what I wanted and didn't try to push me to get more coverage than I wanted/needed. Before he even gave me my full quote I had already referred him to someone!
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John E., Dec, 19 2022
Matt was very helpful and knowledgeable. He answered all of the questions I had and then some! I highly recommend Matt!
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James B., Nov, 09 2022
Matt was great
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Casey B., Nov, 02 2022
Matt was easy to work with and very knowledgeable. Got me a great price on car insurance.
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Mary T., Oct, 14 2022
Matt was great! We called end of day on the Friday of a holiday weekend, and got us all the info quickly. Very professional and a pleasure to deal with.

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