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Josh Harms

License #: 17687704
star star star star star (136 Reviews)
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About Josh
Agency Owner with Harms Agency and Goosehead Insurance located in Denison, IA. We opened in 2021 and are Licensed in Iowa, Nebraska, South Dakota, and Minnesota. We have the ability to shop with dozens of A-rated carriers in a matter of minutes to find the best possible solution for each individual need. My previous experience in insurance and goosehead's cutting edge technology allows me to provide clients with multiple options which truly gives clients the power of choice. Get a quote with us today to see our unwavering commitment to take care of our clients.
States Licensed In: IA, NE, SD, MN
25 South Main Street, Suite 1,
Denison, IA 51442
Languages spoken:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
Homeowners Insurance 101
After looking at dozens of houses you found a property you love. You’ve managed to come up with a down payment, get approved by a lender, and started wrapping your knick knacks in newspaper. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to cover injury to others, legal fees and litigation, excessive property damage, and more. Relatively cheap, it can give you protection from a sudden and serious situation. 
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 136
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Gloire K., Nov, 23 2023
Good communication
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Joshua S., Nov, 23 2023
Great service. Very helpful and informative.
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Steven H., Nov, 14 2023
Josh is a good guy. Happy to bring the business to him.
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Jamie S., Oct, 26 2023
We were not happy with the company we have had for the past 21 years. WE have never changed companies and this year they increased our rate substantially - and we have never had a claim. I was panicking - they didn't send us the new renewal until 10 days before it was to start. Josh was able to get us close to what we paid last year and exact on what we paid for autos. Fantastic service answering all of my questions.
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DJ M., Oct, 11 2023
Amazing service!
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Enmanuel C., Sep, 28 2023
Great service
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Julie B., Sep, 18 2023
Josh is very personable and saved us a ton on a new homeowner's policy!!
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Philemon B., Sep, 15 2023
Very well articulate and very believable
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Lindsey G., Sep, 15 2023
Very friendly, easy explanation, quick response
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Amy K., Sep, 03 2023
Josh is so easy to work with!
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Kevin P., Aug, 11 2023
Prompt response with questions and and thorough review of coverages.
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Lasana M., Aug, 03 2023
The customer service was excellent.
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Unidos R., Jun, 27 2023
Professionalism of Josh.
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Sheahan V., May, 15 2023
Friendly prompt service
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Ailana R., May, 10 2023
He was very fast to respond on all my res quest . Very professional and excellent customer service.
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Barry H., May, 02 2023
Josh was adamant to help me and my brother with our house insurance arrangements. No *bs* with Josh's delivery and we're looking forward to working with Goosehead Insurance. Thank you, Josh!
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Dean R., Feb, 12 2023
Easy to work with. Questions answered immediately. Polite.
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Kelsey R., Feb, 02 2023
Quick and easy to deal with very professional and stayed on top of it
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Jen K., Jan, 06 2023
Friendliness and the ability to make the demands happen
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Erin T., Dec, 24 2022
You are the best!
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Leticia G., Dec, 17 2022
Professionalism and reasonable prices
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Sarah A., Nov, 30 2022
Easy to get and understand everything
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Tonya C., Nov, 15 2022
Easy to work with and found great savings
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Timothy S., Oct, 31 2022
I felt Josh went above and beyond to help me get the coverage I was looking for.
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Zachary A., Oct, 04 2022
Josh helped out a lot and made it easy!

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