Insurance Resources

Filing a claim for something broken or stolen in your house can be an intimidating and complex process, and you may not be sure exactly how you’re supposed to use your policy. We’ll walk through each step of the process and explain how to maximize your payout and protect yourself from additional risks.

Umbrella insurance provides an extra layer of protection over your standard insurance policies. These are policies that are activated when your homeowners, auto, boat, or other primary insurance policy limits are exhausted and can often cover scenarios that are not included in your primary policies, such as libel or slander.

Here at Goosehead, we’ve never heard a client tell us they regret being overprepared for weather events. In most cases, taking a few extra precautions would have saved them time, headaches, and money. In this article, we’ll take you through some steps you can take ahead of a hurricane or flood to ensure you’re better prepared, as well as explain how to file a claim in the event you have damage from a weather event.

Is your car customized or a classic/collectible model? Your regular insurance may not provide adequate coverage in the event of a loss. Make sure you’re properly covered so you don’t lose money on your investment. We’ll discuss the different specialty car coverages and discuss why you should consider the one that best meets your circumstances.

While most people understand the importance of car insurance when driving in their home state, many have never stopped to question what happens when driving across state lines. Are you covered in another state? What happens if you cause an accident? There are countless situations to look at when it comes to how car insurance works when driving across state lines, but if you know the basics, you’ll be better set up for success. 

Summer brings longer days, warmer weather, and the perfect opportunity to perform maintenance tasks around your home. Not only can regular maintenance prevent costly repairs in the future, but it also keeps your home comfortable during those hot summer days. Here’s a comprehensive guide to summer home maintenance that will help keep your house running at its best.

The open road awaits. You’ve chosen a destination, planned your dates, and read up on the must-see landmarks and highest-rated activities in the area. But a road trip is about more than the destination; it’s about how you’re going to get there. From confirming your car insurance coverage to creating an emergency kit to getting a tune-up for your vehicle, safety and preparedness are important factors to set you up for a worry-free trip.

When it comes to calculating your home insurance premiums, there are several well-known factors that insurers take into account—think location in the U.S., size of your property, your credit score, and your past claims. But there are many less obvious elements that could be impacting rates, and it may come as a surprise to some homeowners to learn what’s unexpectedly increasing the cost of their policies.