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Josh Howard

License #: 1908787
5 OUT OF 5 STARS
star star star star star (6 Reviews)
John Paul Bratcher
License #: 2032641
5 OUT OF 5 STARS
star star star star star (3 Reviews)
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About Josh
Josh Howard is an agent with Goosehead Insurance located in Farmersville,  TX. Josh  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, Josh is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from Josh and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: TX
About John Paul
John Paul Bratcher is an agent with Goosehead Insurance located in Farmersville,  TX. John Paul  joined Goosehead because of his unwavering commitment to take care of his clients. Using cutting edge technology to shop with dozens of "A" rated insurance companies in just a few short minutes, he is able to find the right coverage at a competitive price. He takes the time to review all of the options and customizes a policy based on the unique risks and desires of each client. After finalizing an option, John Paul is backed by a service team that has the highest client loyalty rating in the industry. Request a quote from John Paul and you will quickly understand why Goosehead is one of the fastest growing distributors of home and auto insurance in the United States.
States Licensed In: TX
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223 McKinney St., Ste. C
Farmersville, TX 75442
Languages spoken:
English
Hours:
We’ve got you covered,
and then some.
  • Homeowners Insurance >
  • Auto Insurance >
  • Flood Insurance >
  • Renters Insurance >
  • Condo Insurance >
  • Landlord Insurance >
  • Motorcycle Insurance >
  • Boat Insurance >
  • RV Insurance >
  • Life Insurance >
You probably looked at several houses before you found the right fit; why not look at home insurance the same way? Goosehead does the looking for you, and finds the policy that fits your needs and budget, without compromising coverage.
It seems like there’s as many car insurance companies out there as there are cars. Lucky for you, Goosehead looks under the hood of all those policies to find the right coverage for you and your ride. Think of us as your roadmap to better protection and better rates.
Having the right amount of protection in case of flooding is important. That’s why our Goosehead experts will do all the research for you. We’ll compare dozens of plans and choose what’s best for your residence, and your budget.
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance. Better yet, let us do it for you. We’ve evaluated products from dozens of the most respected insurance companies to help you home in on the right policy.
From an insurance standpoint, high rises, townhomes and condos can be, well, a little different. HOAs cover some parts of the property, leaving other areas up to you. We can help you find a policy that provides the coverage you need — at rates you’ll feel right at home with.
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events. We can help you determine the right coverage for your rental properties and compare rental property insurance quotes so you can operate with total peace of mind.
Driving a motorcycle is all about freedom. Speaking of freedom, there’s no need for you to spend end less hours of your free time comparing insurance plans. Comparing the best motorcycle policies from the best insurance companies to get you protected the way you should be protected, at the price you deserve.
Chances are you bought a boat for a little rest and relaxation. Goosehead makes shopping for boat insurance just as relaxing. Our expert agents will shop dozens of policies and find you the right protection, at the right price, that will really float your boat.
Your RV lets you escape to the open road. And with Goosehead, you can escape the usual time commitment of buying insurance. Our expert agents do the research for you, comparing dozens of policies and choosing the right protection for you and your home on wheels, all at the price you deserve.
As the saying goes, life happens. But sometimes it happens in ways we don’t expect. For all the great times, and the more difficult times, Goosehead can be there to make sure you and your family are prepared, and protected. If something happens to you, the right coverage will ensure your family is financially secure and well taken care of in your absence.
You’ve got the best of the best.
Meet the team.
SPECIALTY INSURANCE
Umbrella Insurance 101
Umbrella insurance goes beyond your normal limits of liability to protect you and your family in the event of a sudden and serious situation. Relatively cheap, umbrella policies can offer additional coverage for things like injuries to others, legal fees and litigation, excessive property damage, and other personal liability situations.
HOMEOWNER INSURANCE
Homeowners Insurance 101
You found a property you love, you managed to save a down payment, and you got approved by a lender. Now you need to find a homeowners insurance policy that meets your needs, but how do you know if a policy is the right one for you?
AUTO INSURANCE
Auto Insurance 101
Most states require you to carry auto insurance. But how do you know if you have enough? A basic understanding will equip you with the knowledge you need to make smarter decisions when selecting your auto insurance policy. Let’s get started! 
HOMEOWNER INSURANCE
Water Coverages Explained
Four different types of water coverage may or may not be part of your home insurance policy. Let’s look at how they could help better protect you and your family from financial burden due to various causes of water damage to your home.
Recent Reviews
Total Agency Reviews 55
star star star star star
Angela K., May, 01 2024
Ryan Boles - he was fantastic, prompt, professional, and he saved me a ton of money.
star star star star star
Nikkia J., Feb, 17 2024
Quick and professional service was provided
star star star star star
Michael J., Nov, 30 2023
Ryan boles did a wonderful job providing his service and helping me find a better insurance
star star star star star
Scott D., Nov, 12 2023
Ryan Boles gave us a great refresher course on basic home insurance and dwelling insurance. I will call Ryan again when auto policies come up for renewal.
star star star star star
Christine F., Nov, 10 2023
I received good friendly service and saved money
star star star star star
Edna S., Nov, 08 2023
I was in a real bad situation and Ryan was very kind and patient and exceeded my expectations. I highly recommend him.
star star star star star
Sterling S., Sep, 27 2023
Ryan's great service.
star star star star star
Michelle C., Aug, 21 2023
Ryan is very personable and understanding. His customer service is outstanding, and relatable. It's been a while since I had an insurance agent that will call me personally. Top notch service!
star star star star star
Jordann D., Jul, 29 2023
Ryan was friendly, helpful, professional and helped save me money! I couldn’t ask for better service! He has a customer for life!
star star star star star
Tammie R., Jul, 07 2023
Great agent
star star star star star
Hugh G., Jul, 04 2023
courtesy and prompt responses.
star star star star star
Amber M., Jun, 12 2023
The process was very easy and Ryan Boles was easy to work with. Very friendly made everything so easy.
star star star star star
Sandra G., May, 10 2023
Ryan has a fabulous personality, extremely knowledgeable, very personable! He’s the man!!
star star star star star
Gloria C., May, 01 2023
Ryan saved me money and was very informative. Asked him several questions and he always answered in great detailed.
star star star star star
Christopher B., Apr, 22 2023
Excellent service. Had what I needed done in a very timely manner.
star star star star star
Avon P., Apr, 18 2023
Ryan was very helpful and I felt he had my best interest in mind when working with me
star star star star star
Brad I., Apr, 13 2023
Ease of transaction
star star star star star
Thomas B., Mar, 10 2023
Ryan is amazing to work with and very informative.
star star star star star
LaShawna K., Feb, 26 2023
Ryan was very personable and answerd all my question. I will be refering family and friends to Goosehead Insurance.
star star star star star
Benson W., Feb, 23 2023
My rate.
star star star star star
Erica M., Feb, 08 2023
Ryan, our agent, took the time to explain the various coverages, and understood our needs. We appreciate his professionalism. honesty, and communication.
star star star star star
Diana E., Feb, 07 2023
Ryan spent a lot of time listening to what my needs were and then was able to help me find the best insurance to find my needs.
star star star star star
Jazmine P., Jan, 26 2023
Ryan has been very helpful throughout this process. Very detailed and organized. My fiancé and I are very pleased with his work and would love to continue to work with him in the future. He’s answered every single one of my many questions and could not be more happy with him.
star star star star star
Cody G., Jan, 15 2023
Made the process very easy and explained everything well.
star star star star star
Adalia M., Jan, 13 2023
Ryan is amazing at what he does. I love that he takes the time break everything down and answer any questions you may have.
star star star star star
Isabel G., Jan, 09 2023
Ryan is excellent. Guided me through the entire process. I highly recommend him!
star star star star star
Sharon L., Jan, 03 2023
Knowledgable and helpful customer service
star star star star star
Chezarae C., Dec, 14 2022
Very professional
star star star star star
Christopher W., Dec, 07 2022
Very helpful. Not pushy. Gave us options.
star star star star star
Richard M., Oct, 15 2022
Extremely helpful

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