Home insurance is an essential safety net, protecting your most valuable investment—your home. It shields you from unexpected losses caused by events such as: 

• Fire
• Theft
• Natural disasters
• Liability claims
• ... and more

Beyond your home's structure, an Erie home insurance policy can help protect your personal belongings and offers liability coverage in case someone is injured on your property.  

With Goosehead and Erie, you can enjoy peace of mind knowing your assets and financial future are secure with a customized home insurance policy. 

Erie Home Insurance provides flexible, reliable coverage options tailored to meet a variety of homeowner needs. Here’s a list of some of Erie’s offerings: 

• Dwelling Coverage: Covers damage to your home and attached structures, such as walls, roof, and foundation, caused by covered perils like fire or storms.
• Personal Property Coverage: Your belongings, like furniture, clothing, and electronics, are protected from theft and damage.
• Liability Protection: Erie Insurance covers personal liability, providing financial support if someone gets injured on your property.
• Loss of Use: If your home becomes uninhabitable due to a covered event, Erie helps cover living expenses until repairs are completed.
• Equipment Breakdown Coverage: Coverage for when either a major appliance or home system is damaged. **
• Water Backup Protection: Sewer and drain backups can cause substantial damage. This add-on provides specific coverage for such issues. **
• Service Line Coverage: Covers the cost of repairing or replacing damaged utility lines, such as water, sewer, or electricity, that connect to your home. **

This isn’t a full list of every offering and the descriptions are general in nature, but Goosehead specializes in crafting customized policies for our clients. Speak with a Goosehead agent about your specific needs to find coverage that makes sense for you. 

Again, it’s important to note that Erie only offers coverage in select states in the U.S. If Erie's offerings are available in your area, Goosehead is able to build policies, and make sure Erie could be the right fit for you.

** = Optional coverage that can be added to your policy

The cost of Erie Home Insurance varies depending on multiple factors. On average, homeowners can expect competitive rates, but it’s important to understand the components influencing your premium.

Common rating factors include:  

• Home Replacement Costs: Your premium isn’t based on your home value, but rather what it costs to replace it. Homes with more square footage, rooms, or that have luxury upgrades tend to cost more to rebuild, so premiums will cost more as well.
• Location and Risk Factors: Living in disaster-prone or high-crime areas can increase your premium.
• Coverage Selections and Deductibles: Higher coverage limits or lower deductibles can increase costs.
• Credit Score: Individuals with high credit scores tend to see lower rates.
• Claims History: A history of recent or frequent claims suggests higher risk, which may result in higher insurance costs.

By considering these factors and working with Goosehead Insurance, you’ll easily find an Erie policy that suits both your budget and your needs.  

Erie Insurance offers several discounts and saving opportunities to help reduce your premium without sacrificing coverage.  

• Bundling Policies: By bundling your home insurance with auto or life insurance, you can enjoy discounts on all your policies.
• Safety Improvements: Installing safety features like smoke detectors, burglar alarms, and sprinkler systems may qualify you for savings.
• Claim-Free Discount: Homeowners with a clean claims history can benefit from reduced premiums.
• Get a Quote Before Renewal: Discounts may be available if you get a new quote 7 to 60 days before your policy renews.

Partnering with an expert team at Goosehead Insurance will help you uncover even more ways to cut costs.  

Navigating the world of home insurance is simpler with Goosehead Insurance. By collaborating with top carriers like Erie Insurance, Goosehead ensures you get the best coverage at the right price. Here’s what makes this partnership unbeatable: 

• Policy Comparison: Goosehead compares Erie’s offerings with other carriers, giving you a comprehensive view so we can make sure Erie could be the right fit for you.
• Expert Guidance: From answering policy questions to helping you choose the right coverage, Goosehead is with you every step of the way.
• Seamless Process: Getting insured doesn’t have to be complicated. Goosehead’s process is straightforward, saving you time and effort.
• Superior Service: With dedicated agents and a commitment to exceptional customer service, Goosehead ensures you’re always prioritized.