Having home insurance means that you're prepared for: 

• Fires
• Theft
• Natural disasters
• Liability claims
• And more 

And not only does home insurance help cover the rebuild or repair costs, it offers assistance if your personal belongings are also damaged as a result of a covered incident.

With a Liberty Mutual home insurance policy, you can enjoy peace of mind knowing your assets and financial stability are secure.  

Liberty Mutual home insurance is designed to protect what matters most. Here’s what is offered for home insurance:  

• Dwelling Coverage: Covers damage to your home and attached structures, such as walls, roof, and foundation, caused by covered perils like fire or storms.
• Personal Property Coverage: Covers your belongings, such as furniture, electronics, and clothing, if they are damaged, destroyed, or stolen.
• Personal Liability Coverage: Protects you if someone is injured on your property or if you cause damage to someone else’s property, covering legal fees and damages.
• Loss of Use: Provides reimbursement for living expenses if your home becomes uninhabitable due to a covered event, such as hotel stays or meals.
• Wind and Hail Damage: Helps cover your property when damage is caused by wind or hail. **
• Water Backup Coverage: Protects your home and belongings from damage caused by water backing up through drains, sewers, or sump pumps. **
• Service Line Coverage: Covers the cost of repairing or replacing damaged utility lines, such as water, sewer, or electricity, that connect to your home. **
• Home Systems and Appliance Breakdown: Protects against unexpected costs from mechanical or electrical breakdowns of home systems and appliances, like HVAC systems or refrigerators. **

In addition to what standard policies cover, Goosehead agents work with you to learn your needs in order to find coverage that fits your lifestyle and budget. 

This might not be a list of every home insurance option available, and these descriptions are general in nature to give you an idea of what they cover. Policy terms may apply. 

** = Optional coverage that can be added to a policy.

The cost of home insurance with Liberty Mutual depends on several factors, including the size, location, and age of your home. Here are a few key factors that influence your premium:  

• The location, age, and any additional features (such as recreational) of your home  
• Estimated replacement cost
• The coverage limits and deductible you choose  
• Safety devices (such as dead bolts, alarms, and smoke detectors)
• Your credit score
• Your claims history

Additionally, Liberty Mutual has a home insurance coverage calculator that can give potential clients a general estimate for what they can expect to pay for their premium. 

Liberty Mutual offers several ways to save on your home insurance policy, and Goosehead can help you get the best value for your coverage. Explore these savings options:  

• Bundling home and auto insurance 
• Discounts for newly constructed homes 
• Shopping before your policy renews is a good way to find better rates. Goosehead makes this easy because your agent is your sole point of contact.

Goosehead Insurance simplifies the process of finding the perfect home insurance policy. By connecting you with Liberty Mutual, we make it easy to secure the best coverage at the right price. Here’s why so many homeowners trust Goosehead Insurance:  

• Comprehensive Comparisons: We compare Liberty Mutual’s policies with other top insurers to find the best fit.
• Expert Guidance: Our agents provide personalized advice to help you make informed decisions.
• Streamlined Process: Get quotes and policies quickly and easily.
• Outstanding Support: Access reliable customer service for all your insurance needs during our business hours.