Home insurance offers financial protection when the unexpected happens. It provides coverage against events such as: 

• Fire
• Theft
• Natural disasters
• Liability claims
• And more

In addition to covering the structure of your home, it protects your personal belongings and offers liability coverage if someone is injured on your property.  

With a Traveler’s home insurance policy, you can enjoy peace of mind knowing your home and financial future are secure. 

Travelers home insurance offers protection designed to fit your specific needs. It provides coverage you can rely on, with straightforward policies and flexible options to prepare for the unexpected.  

Here’s some of Travelers’ offerings for home insurance, including standard coverage and optional add-ons: 

• Dwelling Coverage: Protects your home’s structure from damages caused by covered events.
• Personal Property Coverage: Covers your belongings, like furniture, electronics, and clothing.
• Liability Coverage: Protects you if someone is injured on your property or if you are held liable for damages.
• Additional Living Expenses: Covers temporary housing costs if your home becomes uninhabitable due to a covered event.
• Valuable Items Coverage: Protects high-value items like jewelry, antiques, or collectibles. **
• Extended Replacement Cost Coverage: Helps cover the cost of rebuilding your home, even if it exceeds your policy limit. **
• Water Backup Coverage: Provides protection against damage caused by sewer or drain backups. **

It’s important to note that these coverage options are subject to policy terms, and these descriptions are general in nature to give you an idea of what they cover. 

Travelers Insurance may not be available in every state in the U.S. For more specifics, it’s best to speak with one of our agents. 

** = Optional coverage that can be added to your policy. 

There are several rating factors that go into the price of your Travelers home insurance premium. Some general factors include: 

• Home Value: The cost to rebuild your home plays a role in your premium.
• Location: Where your home is located can impact premiums based on risk factors like natural disasters.
• Coverage & Deductible Choices: Additional coverage, policy limits, and your deductible choice will influence your overall cost.
• Credit Score: Individuals with higher credit scores tend to see lower premiums.
• Claims History: How often you file claims is a rating factor for carriers.

Goosehead will do the comparison work for you to see how Travelers stacks up, making sure you get competitive rates.

Travelers offers several ways to lower your home insurance premiums. Some common tactics include: 

• Bundling Discounts: Save by combining home and auto insurance policies.
• Protective Device Discounts: Reduce rates by installing smoke detectors, burglar alarms, or home security systems.
• Claims-Free Discount: Earn savings by maintaining a claims-free history within a specified time.

Goosehead Insurance makes it easy to find the right home insurance policy for your needs. By partnering with top carriers like Travelers, we ensure you receive the best coverage at the most competitive price. Here’s why homeowners trust Goosehead Insurance: 

• Comprehensive Comparisons: We compare Travelers’ policies with other top insurers for you to make sure it's the right fit for you.
• Expert Guidance: Our agents provide personalized advice to help you make informed decisions.
• Streamlined Process: Get quotes and policies quickly and easily.
• Outstanding Support: Our agents provide exceptional service at every step of the process.